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PayPal: PayPal Credit reviews

4.73
Based on 181,095 reviews, last reviewed 4th Aug 2026
69% increase in 5 star reviews
in the past 90 days
105% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

PayPal value for money Excellent value and able to pay off in interest free installments Reviewed on: 4th August 2026
Paul Cooper's avatar
Paul Cooper

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181096)

Customer service team always helpful and prompt when...

4
Customer service team always helpful and prompt when calling. Reviewed on: 1st June 2026

Simple and easy to use.

5
Simple and easy to use. I do like that it’s safe too. Reviewed on: 1st June 2026

Very easy to use and helpful

5
Very easy to use and helpful. Great payment option when needed and very easy to set up and review payments Reviewed on: 1st June 2026

PayPal has always been great

5
PayPal have always been great with their credit & their customer service is second to none if you have any issues Reviewed on: 1st June 2026

A very handy resource.

5
A very handy resource. I use it much more than I had expected. Reviewed on: 1st June 2026

Very easy to use, simple and paypal is user friendly...

5
Very easy to use, simple and paypal is user friendly they help customers very well. Reviewed on: 1st June 2026

Very helpful use PayPal credit card.

5
Very helpful use PayPal credit card. Reviewed on: 1st June 2026

Has been very helpful as back up credit

5
Has been very helpful as back up credit Reviewed on: 1st June 2026

Amazing service with great customer service never di...

5
Amazing service with great customer service never disappointed Reviewed on: 1st June 2026

I have used PayPal for many years

5
I have used PayPal for many years and never had an issue with the service. It continues to provide a reliable and easy to use method of managing purchases when shopping online and paying third parties for goods/services. Reviewed on: 1st June 2026

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