Paid advertisement
Smart Money People Logo
Newsletter

PayPal: PayPal Credit reviews

4.73
Based on 181,094 reviews, last reviewed 3rd Aug 2026
93% increase in 5 star reviews
in the past 90 days
135% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

A little different than your average credit card Has been a great facility, overall cheaper than your average credit card Reviewed on: 3rd August 2026
G W's avatar
G W

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181095)

I enjoy using the app and it very easy to...

5
I enjoy using the app and it very easy to use Reviewed on: 1st June 2026

Excellent service provider efficiency and reliabilit...

5
Excellent service provider efficiency and reliability service. Reviewed on: 1st June 2026

Easy access

5
Really easy to use , works everywhere Reviewed on: 1st June 2026

Excellent service and product use

5
Excellent service and product use Reviewed on: 1st June 2026

Peasey Pal

5
So simple to use, hassle free! I’ve never had an issue. Highly recommend. Reviewed on: 1st June 2026

Excellent service.

5
Excellent service. My cash feels safe. Reviewed on: 1st June 2026

Is really safe fast and I like it

5
Is really safe fast and I like it Reviewed on: 1st June 2026

Paypal is very easy to access and very convenient.

4
Paypal is very easy to access and very convenient. Reviewed on: 1st June 2026

Easy to use and lovely features

5
The app is very easy to set up and can be used anywhere around the world. I also have used it to make international payments for work especially as a freelancer it makes getting paid easier. I also love the pay in 3 features. Allows me to spread my payments for FREE Reviewed on: 1st June 2026

Good option for payment when needing abit longer to...

4
Good option for payment when needing abit longer to pay off. Reviewed on: 1st June 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from PayPal?

  • Pay in 3

    from PayPal 4.76 from 101259 reviews
    PayPal
  • Payments

    from PayPal 4.71 from 3855 reviews
    PayPal
  • Credit card

    from PayPal 4.66 from 125 reviews
    PayPal
    View all products