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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (65526 reviews)

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4.90

Based on 65,526 reviews, last reviewed 14th Apr 2026

1356300% increase in 5 star reviews

in the past 90 days

3900% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Really easy to set up. Really easy to set up. Clear process and visibility on app. Reviewed on: 14th April 2026

Latest lowest rating:

2

Annoying credit card. I really hate the way that PayPal has an Insidious way of tricking people in to taking out credit. I've tried to close the credit card element but th... Read more Reviewed on: 14th April 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (65526)

Excellent payment method

Very convenient to use and makes online transaction a lot easier Reviewed on: 31st July 2023

first that gave me credit

Always happy that Paypal gave me credit and that was the base for other banks to give me credit. Reviewed on: 31st July 2023

Amazing

Always has helped me out when I needed it! Plus 0% interest has made it easier for me to pay Reviewed on: 31st July 2023

Absolutely perfect

0% in 4 months amazing. Again and again Reviewed on: 31st July 2023

Paypal credit makes it easy

It's really interesting and very helpful to have PayPal credit. It gives you peace of mind to know that you have 4 months to pay your items interest free. I really love it. Reviewed on: 31st July 2023

Enough time to pay

PayPal 0% for 4 months and preapproved pay in 3 are products that has helped my money go far for me. Both products are life savers during cost of living crisis. Reviewed on: 31st July 2023

Excellent

Very goog credit provider if you want buy something and pay back quick without interest Reviewed on: 31st July 2023

Makes payments easy and affordable.

The credit is very accessible to use on the places where it is accepted. The spreading the cost option makes purchasing more affordable. Reviewed on: 31st July 2023

Pay by 3

Pay by 3 instalments is a very helpful facilty to have to spread the cost of a purchase Reviewed on: 31st July 2023

Get your credit here

Excellent credit at reasonable price, what’s not to like Reviewed on: 31st July 2023

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