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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181094 reviews)

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4.73

Based on 181,094 reviews, last reviewed 3rd Aug 2026

93% increase in 5 star reviews

in the past 90 days

135% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

A little different than your average credit card Has been a great facility, overall cheaper than your average credit card Reviewed on: 3rd August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181094)

I will always use Paypal.

I always recommend Paypal to my fanily and friends. Paypal credit is great, it allows you to make purchases and pay them later. Paypal is safe, convinent, works brilliantly. Paypal has allowed me to manage my finances better. Reviewed on: 1st June 2026

Always easy to use and available at most retailers.

Always easy to use and available at most retailers. Super efficient - lovely stuff. Reviewed on: 1st June 2026

Very easy to use

I’ve used PayPal credit at different online retailers, especially fashion, and it’s so easy to use! I absolutely love it! Reviewed on: 1st June 2026

Safe and easy to use ...

Alway found PayPal so user friendly and I feel secure in that if anything should go wrong with a transaction I get my money back Reviewed on: 1st June 2026

Paypal credit is an amazing feature to help spread t...

Paypal credit is an amazing feature to help spread the cost of something, good customer care and security of online scams Reviewed on: 1st June 2026

I feel safe using PayPal, I have previously had prob...

I feel safe using PayPal, I have previously had problems with some of the sellers to whom PayPal have sorted out for me also they have returned payments from dodgy sellers. Reviewed on: 1st June 2026

Easy to use

Easy to use prefer klana for some transactions fair interest rates Reviewed on: 1st June 2026

Just all round great and very helpful

Just all round great and very helpful Reviewed on: 1st June 2026

Straight forward credit

Straight forward and a good a decent credit limit to start with Reviewed on: 1st June 2026

Paypal has been very good in assisting customers, I...

Paypal has been very good in assisting customers, I like that about them Reviewed on: 1st June 2026

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