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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 75,282 reviews, last reviewed 18th Apr 2026
2256300% increase in 5 star reviews
in the past 90 days
6400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Excellent options Helpful to have this payment option, useful for bigger purchases Reviewed on: 18th April 2026
Lynnie 's avatar
Lynnie

Latest lowest rating:

2

Frustrating I don’t understand why items that have been refunded still show as an outstanding balance. I am paying for something called Zettle by PayPal but have ... Read more Reviewed on: 18th April 2026
Suzannah W's avatar
Suzannah W
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (75282)

PayPal app

5
A very easy app to understand regular emails to keep you updated excellent service alround Reviewed on: 31st May 2024
debbie f's avatar
debbie f

helpful payment options

5
Good service, helpful payment options, clear and usuable app Reviewed on: 31st May 2024
Marshall M's avatar
Marshall M

Always there when I need it, options and responsibil...

5
Always there when I need it, options and responsibilities clearly explained. Reviewed on: 31st May 2024
Richard H's avatar
Richard H

No issues whatsoever, love everything about it

5
No issues whatsoever, love everything about it Reviewed on: 31st May 2024
Travis M's avatar
Travis M

Accepted at lots of places and interest free option...

5
Accepted at lots of places and interest free option always available Reviewed on: 31st May 2024
Martin E's avatar
Martin E

PayPal is useful, secure addition to managing money

5
PayPal is great- find customer services always helpful and any problem is swiftly resolved especially if a problem with a transaction. Pay in 3 really helps me manage my money against rising costs of living. Reviewed on: 31st May 2024
KH's avatar
KH

Easy and intuitive interface, clear terms

5
Easy and intuitive interface, very clear terms and good repayment options. Reviewed on: 31st May 2024
Kate's avatar
Kate

Always use PayPal convenient and accepted many places.

5
Always use PayPal convenient and accepted many places. Reviewed on: 31st May 2024
Amit Kumar Shah's avatar
Amit Kumar Shah

Totally Recommend

5
I have used PayPal Credit already twice for big monetary amounts. Very helpful service, customer service very friendly and helpful. Reviewed on: 31st May 2024
Marianna A's avatar
Marianna A

Always reliable, and will help with any issues.

4
Always reliable, and will help with any issues. Pay in 3 is an excellent service. Reviewed on: 31st May 2024
Thomas 's avatar
Thomas

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