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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181094 reviews)

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4.73

Based on 181,094 reviews, last reviewed 3rd Aug 2026

93% increase in 5 star reviews

in the past 90 days

135% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

A little different than your average credit card Has been a great facility, overall cheaper than your average credit card Reviewed on: 3rd August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181094)

0% finance for 4 months

0% finance for 4 months on purchases is a great option, provides more flexibility than most buy now pay later services. Paypal integration is widespread and I feel that I can trust the purchase protection that it offers. Reviewed on: 1st June 2026

Has always been easy to use and gives good flexibility

Has always been easy to use and gives good flexibility Reviewed on: 1st June 2026

Great service any problem I have they sort it every...

Great service any problem I have they sort it every time Reviewed on: 1st June 2026

Very useful to spread the coat

I love spreading the cost over time, allows me to budget for all those goodies! Reviewed on: 1st June 2026

Always Been A Fan!

Always used and loved Paypal, great for security and ease of purchasing options. Reviewed on: 1st June 2026

PayPal very convenient and the new debit card is great

PayPal very convenient and the new debit card is great Reviewed on: 1st June 2026

Prompt customer service it my best credit option tha...

Prompt customer service it my best credit option that meets my needs Reviewed on: 1st June 2026

PayPal service

Good service, nothing more to add Reviewed on: 1st June 2026

PayPal has been a Godsend for me since using PayPal...

PayPal has been a Godsend for me since using PayPal I have been able to use it to buy and pay for my own use. Thank you Reviewed on: 1st June 2026

Mostly a reliable platform, with specific emphasis f...

Mostly a reliable platform, with specific emphasis for customer's ease of use. I also value the security provided by PayPal. Reviewed on: 1st June 2026

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