Smart Money People Logo
Go to business site
Share this page
Link copied

PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 75,477 reviews, last reviewed 18th Apr 2026
2274600% increase in 5 star reviews
in the past 90 days
6400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Student teacher life saver As a student teacher, PayPal credit got me through uni! It is so easy and simple to pay back and is simple to use, and allows you to make the most of ... Read more Reviewed on: 18th April 2026
Jessica B's avatar
Jessica B

Latest lowest rating:

2

Frustrating I don’t understand why items that have been refunded still show as an outstanding balance. I am paying for something called Zettle by PayPal but have ... Read more Reviewed on: 18th April 2026
Suzannah W's avatar
Suzannah W
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

PayPal PayPal Credit reviews (75477)

The best thing about paypal is the credit spread ove...

5
The best thing about paypal is the credit spread over 4 months and pay in 3. I wouldn't usually purchase some items or experience if it wasn't for this flexibility. Reviewed on: 31st May 2024
Nathan L's avatar
Nathan L

Very straightforward and easy to use

5
Very straightforward and easy to use, with good security. Reviewed on: 31st May 2024
Edwin C's avatar
Edwin C

Never had a problem - smooth process.

5
Never had a problem - smooth process. Used it many times for larger purchases. Reviewed on: 31st May 2024
Nathan S's avatar
Nathan S

It’s very easy to use and set up

5
It’s very easy to use and set up Reviewed on: 31st May 2024
Tom's avatar
Tom

Quick and easy and convenant to use would recommend

4
Quick and easy and convenant to use would recommend Reviewed on: 31st May 2024
Ange Pritchard's avatar
Ange Pritchard

Easy to use, smart, organised

5
Love how easy to use is the app, and very self straight forward. Reviewed on: 31st May 2024
Tomasz D's avatar
Tomasz D

Reliable and Trustworthy.

5
On many occasions PayPal has help saved my money by not letting fraudulent dealers run without fulfilling their end of the bargain. PayPal is swift and makes online shopping and payment quite efficient. Reviewed on: 31st May 2024
Zozonaebi F's avatar
Zozonaebi F

I use eevery day to be safe online and is accepted a...

5
I use eevery day to be safe online and is accepted almost everywhere so no stress, and with easy payment instalment can't get better than that. I recommend to all friends and family and to anyone who needs. Reviewed on: 31st May 2024
PCSOSUK's avatar
PCSOSUK

I've only had a small misunderstanding which was exp...

5
I've only had a small misunderstanding which was explained and sorted out promptly, Very pleased with the service I received A++++++++ Reviewed on: 31st May 2024
Richard Harrison 's avatar
Richard Harrison

Paypal credit is a life saver

5
Paypal credit is easy to use, your balance is clear and you have lots of time to pay off the credit. Reviewed on: 31st May 2024
Rachel N's avatar
Rachel N

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account
Man on beach

News, guides and insight from our team

View resource hub
UK money news stories - 24 July 2024
UK money news stories - 24 July 2024
24th July 2024
Posted in Money Talks by Errolyn Smith
Your Money, Your Voice: Have your say
Your Money, Your Voice: Have your say
24th July 2024
Posted in Our insights by Errolyn Smith
Our latest research - customers see little impact of FCA's Consumer Duty one year on
Our latest research - customers see little impact of FCA's Consumer Duty one year on
24th July 2024
Posted in Our insights by Darryl Barkwill
Consumer credit awards winners 2024
Consumer credit awards winners 2024
11th July 2024
Posted in Awards by Darryl Barkwill