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PayPal: PayPal Credit reviews

4.73
Based on 181,094 reviews, last reviewed 3rd Aug 2026
93% increase in 5 star reviews
in the past 90 days
135% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

A little different than your average credit card Has been a great facility, overall cheaper than your average credit card Reviewed on: 3rd August 2026
G W's avatar
G W

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181094)

Great experience with Paypal credit

5
I had a great experience with paypal credit and value of service provided by them. Credit and payment process is quite easy to understand for set up. Reviewed on: 1st June 2026

Customer service is impeccable

5
Customer service is impeccable with PayPal and have helped me a lot during time I have used the service. Reviewed on: 1st June 2026

PayPal are always the best option

5
PayPal are always the best option when I’m making a big purchase. Seamless process from start to finish and they always have your back if anything goes wrong! Reviewed on: 1st June 2026

Really easy and accessible to use.

5
Really easy and accessible to use. Reviewed on: 1st June 2026

An every day essential service

5
PayPal is a must for everyone who shops online. Reviewed on: 1st June 2026

A good comprehensive and user friendly service

5
A good comprehensive and user friendly service Reviewed on: 1st June 2026

PayPal is simple to use for all transactions

5
PayPal has proven to be simple to use for all transactions. It is widely accepted by most vendors. The credit facility is competitive and easy to use. Reviewed on: 1st June 2026

Never had any issues.

5
Never had any issues. Always a good company to deal with making transactions safe. Reviewed on: 1st June 2026

Fantastic service, brilliant for ordering multiple p...

5
Fantastic service, brilliant for ordering multiple products and not paying until you have the correct thing Reviewed on: 1st June 2026

It's a great experience and PayPal let's you use Ame...

5
It's a great experience and PayPal let's you use Amex when vendors don't. Reviewed on: 1st June 2026

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