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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181094 reviews)

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4.73

Based on 181,094 reviews, last reviewed 3rd Aug 2026

93% increase in 5 star reviews

in the past 90 days

135% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

A little different than your average credit card Has been a great facility, overall cheaper than your average credit card Reviewed on: 3rd August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181094)

IMy pay pal my life ...

I have been with PayPal a long time always complete satisfaction & problem solving .I’m not tech savvy .Getting old but PayPal guides me through if I make mistakes Reviewed on: 1st June 2026

Very easy, no pressure, very clear payment terms.

Very easy, no pressure, very clear payment terms. Always respond to queries quickly and with a customer focussed approach. Reviewed on: 1st June 2026

All smooth with PayPal...

All works as I expected, never have issues with PayPal Reviewed on: 1st June 2026

Marvellous

Good and prompt services. Safe and secure Reviewed on: 1st June 2026

PayPal Credit has been easy to use, with a straightf...

PayPal Credit has been easy to use, with a straightforward application process and clear payment management. A positive experience overall. Reviewed on: 1st June 2026

I have confidence in my web site transactions both i...

I have confidence in my web site transactions both in purchasing, delivery and warranty issues such as faults on packaging and products Reviewed on: 1st June 2026

Easy to use, good points system & ideal for no inter...

Easy to use, good points system & ideal for no interest for 4 months Reviewed on: 1st June 2026

reliable and user friendly

Overall PayPal offers a reliable and user friendly service. I've used them for years and would definitely recommend. Reviewed on: 1st June 2026

Super easy and convenient to use

Super easy and convenient to use Reviewed on: 1st June 2026

The best payment solution ever.

The best payment solution ever. And most services are free. Just absolutely lovely! Reviewed on: 1st June 2026

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