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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181094 reviews)

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4.73

Based on 181,094 reviews, last reviewed 3rd Aug 2026

93% increase in 5 star reviews

in the past 90 days

135% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

A little different than your average credit card Has been a great facility, overall cheaper than your average credit card Reviewed on: 3rd August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181094)

Very good.

Very good. Easy to navigate and is user friendly. Reviewed on: 1st June 2026

Love PayPal, makes me more confident shopping online

Love PayPal, makes me more confident shopping online Reviewed on: 1st June 2026

Amazing service

I got approved quickly and I find it so easy to use. If i have a problem customer service are amazing and sort my problem out quickly. Reviewed on: 1st June 2026

Always a great experience, easy to use and very help...

Always a great experience, easy to use and very helpful Reviewed on: 1st June 2026

Great for giving money and charging for it.

Great for giving money. High interest rates not so good. Takes days to go through which means you have to make sure money stays in account for 4-6 days after making transaction. Pay in 3 is a great option though. Also when I have contacted them they have been super friendly and helpful. Reviewed on: 1st June 2026

Very good service quick and helpfull anytime

Very good service quick and helpfull anytime Reviewed on: 1st June 2026

Great digital credit product.

Great digital credit product. I’ve been using PayPal Credit for a few years, and it's my go-to way to split up bigger purchases. It's incredibly easy to track via the app, and I love that I don't have to enter my physical credit card details on random merchant sites. Reviewed on: 1st June 2026

Good deals with PayPal

Pay pal always offers me good payments deals Reviewed on: 1st June 2026

Decent rates for credit.

Decent rates for credit.all round fair. Reviewed on: 1st June 2026

Fantastic, good service and easy to use

Never had a problem and great to be able to spread your payments with no interest Reviewed on: 1st June 2026

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