Smart Money People Logo
Go to business site
Share this page
Link copied

PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 76,009 reviews, last reviewed 18th Apr 2026
2322700% increase in 5 star reviews
in the past 90 days
6700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Great experience PayPal has been great, everything in app is so easy to understand and highly protected. Love Reviewed on: 18th April 2026
Clare's avatar
Clare

Latest lowest rating:

1

When we are pay back money for credit card statement... When we are pay back money for credit card statements balance initially it takes time and second customers are having hard to get how much they deposi... Read more Reviewed on: 18th April 2026
Muhammad Nabeel's avatar
Muhammad Nabeel
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

PayPal PayPal Credit reviews (76009)

brilliant service, use PayPal for everything I do

5
brilliant service, use PayPal for everything I do Reviewed on: 1st June 2024
catherine h's avatar
catherine h

Pay in 4 is a lifesaver

5
I find the Pay in 4 feature very helpful with larger purchases that I don’t want to pay straight away but also don’t want to get interest on. It’s been a life saver Reviewed on: 1st June 2024
Mel B's avatar
Mel B

I use PayPal Credit for larger purchases, it allows...

5
I use PayPal Credit for larger purchases, it allows me to schedule and budget better Reviewed on: 1st June 2024
Pawel K's avatar
Pawel K

PayPal credit has made buying larger purchases affor...

5
PayPal credit has made buying larger purchases affordable and simple! Reviewed on: 1st June 2024
Luke C's avatar
Luke C

Happy Customer

5
Enjoy using PayPal credit and 4 months interest free. Reviewed on: 1st June 2024
Ilona L's avatar
Ilona L

Easy credit application and secure payments

5
Easy credit application and secure payments Reviewed on: 1st June 2024
Rai's avatar
Rai

I have never had any issues.

5
I have never had any issues. Love pay in 3 Reviewed on: 1st June 2024
Tracy F's avatar
Tracy F

Very good, always been good.

5
Very good, always been good. Very quick and easy Reviewed on: 1st June 2024
Carl m's avatar
Carl m

Find PayPal very easy to use and value for money...

5
Find PayPal very easy to use and value for money Reviewed on: 1st June 2024
Chris Capper's avatar
Chris Capper

Very good,realy can recomended.

5
Very good,realy can recomended.good company and good service Reviewed on: 1st June 2024
Svetlana's avatar
Svetlana

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account
Man on beach

News, guides and insight from our team

View resource hub
UK money news stories - 24 July 2024
UK money news stories - 24 July 2024
24th July 2024
Posted in Money Talks by Errolyn Smith
Your Money, Your Voice: Have your say
Your Money, Your Voice: Have your say
24th July 2024
Posted in Our insights by Errolyn Smith
Our latest research - customers see little impact of FCA's Consumer Duty one year on
Our latest research - customers see little impact of FCA's Consumer Duty one year on
24th July 2024
Posted in Our insights by Darryl Barkwill
Consumer credit awards winners 2024
Consumer credit awards winners 2024
11th July 2024
Posted in Awards by Darryl Barkwill