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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181094 reviews)

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4.73

Based on 181,094 reviews, last reviewed 3rd Aug 2026

93% increase in 5 star reviews

in the past 90 days

135% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

A little different than your average credit card Has been a great facility, overall cheaper than your average credit card Reviewed on: 3rd August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181094)

Good in understanding customer needs, excellent supp...

Good in understanding customer needs, excellent support, efficient and help from the PayPal team. Highly recommend to all customers. One of best service I ever used in life Reviewed on: 1st June 2026

Great place to use if you are buying

Easy to request a refund and to get money back i always use paypal for sights i dont use on a regular basis as it wont let you buy anything if its a scam sight Reviewed on: 1st June 2026

Easy to use.

Easy to use. Never had problems with payments. Really handy Reviewed on: 1st June 2026

Best way to pay for all your purchases

Best way of paying for items!, safe and guaranteed Reviewed on: 1st June 2026

I have used Paypal for 10

I have used Paypal for 10 year and have never had any issues. They are so helpful when you need to talk to them. Reviewed on: 1st June 2026

I wanted to go to Africa to see my kids after 4 year...

I wanted to go to Africa to see my kids after 4 years I didn't have money for a ticket but PayPal made it possible with a Payment plan thank you PayPal Reviewed on: 1st June 2026

A Pleased Customer

I have been a customer for a few years and it has served me well. Even in bad times PayPal had a listening ear and helped my through the hard times. I love the PayPal Credit. Also I love the receive payment capabilities, Reviewed on: 1st June 2026

Secure, fast, trusted

I use PayPal for the majority of my online Purchases and I am always counting on them to provide high level, instant and secure payments. I have never had any issues and the website along with the app make for a great customer experience. Reviewed on: 1st June 2026

Longterm PayPal customer and will remain loyal.

I've been using PayPal for many years. On more than one occassions where I have had discrepancy with a purchase they have resolved it swiftly and I've never lost and money. Reviewed on: 1st June 2026

makes buying and selling a breeze, even sending mone...

makes buying and selling a breeze, even sending money to friends and family becomes so easy Reviewed on: 1st June 2026

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