Smart Money People Logo

PayPal: PayPal Credit reviews

4.90
Based on 75,660 reviews, last reviewed 18th Apr 2026
2291600% increase in 5 star reviews
in the past 90 days
6400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Amazing service. Amazing service. Quick and trustworthy Reviewed on: 18th April 2026
Piyum S's avatar
Piyum S

Latest lowest rating:

2

Frustrating I don’t understand why items that have been refunded still show as an outstanding balance. I am paying for something called Zettle by PayPal but have ... Read more Reviewed on: 18th April 2026
Suzannah W's avatar
Suzannah W

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (75660)

Great Customer Service

5
Great customer service, extremely secure and very easy to use. Reviewed on: 1st June 2024

I like it,exactly for me and my experience with PayP...

5
I like it,exactly for me and my experience with PayPal credit is good Reviewed on: 1st June 2024

An excellent service & support both on line & by phone.

5
An excellent service & support both on line & by phone. Various purchase options with an excellent 4mont interest free. Highly recommended. Reviewed on: 1st June 2024

Easy to use and wide range of offers

5
Easy to use and wide range of offers Reviewed on: 1st June 2024

Service is always fair compared to other companies

5
Service is always fair compared to other companies Reviewed on: 1st June 2024

I have always been making amazing transactions here...

5
I have always been making amazing transactions using PayPal. It is easy to use and fast. I can trust this platform. Simply - fantastic. Reviewed on: 1st June 2024

The 0% for 4 months is a godsend.

5
Many a time PayPal credit, especially with its 0% for 4 month on purchases over £99, has been super useful. Reviewed on: 1st June 2024

Wonderful amazing I used every time when I need so...

5
Wonderful amazing I used every time when I need something Reviewed on: 1st June 2024

I love PayPal

5
I love using PayPal credit, it’s very easy to navigate and the customer service team are excellent. Reviewed on: 1st June 2024

PayPal credit trust

5
PayPal credit was there when I didn't even think it was possible. It helped me to buy my first tattoo machine for my beginning of my future business. And then I discover for first time Paypal credit and I was amazed how easy was to use. Just love it! Reviewed on: 1st June 2024

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from PayPal?

  • PayPal Open

    from PayPal 5.00 from 3 reviews
    PayPal
  • Pay in 3

    from PayPal 4.93 from 34440 reviews
    PayPal
  • Credit card

    from PayPal 4.92 from 61 reviews
    PayPal
    View all products