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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181094 reviews)

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4.73

Based on 181,094 reviews, last reviewed 3rd Aug 2026

93% increase in 5 star reviews

in the past 90 days

135% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

A little different than your average credit card Has been a great facility, overall cheaper than your average credit card Reviewed on: 3rd August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181094)

Great service would highly recommend

Great service would highly recommend Reviewed on: 1st June 2026

Osman Parineh

Everything is the best . Paypal is great in every way . Reviewed on: 1st June 2026

Great and easy to use.

Great and easy to use. Will always rather use pay pal when paying for purchases online. The credit card is also reallly helplul for paying for holidays and larger home purchases. Reviewed on: 1st June 2026

Paypal a great payment method to use

Paypal is the main method of payment I use so reliable safe and effective for paying for services. Recommend it to anyone Reviewed on: 1st June 2026

Fantastic credit card

Class credit card, four months interest free is a game changer. Recommended to all my friends and family. Reviewed on: 1st June 2026

Great customer service

Had issues with a direct debit not being taken for my PayPal credit and was fined. Phoned customer services, sorted within a matter of minutes and fine reimbursed instantly. Great customer service Reviewed on: 1st June 2026

I always feel safe using PayPal online.

I always feel safe using PayPal online. You have more protection against fraud. Simple and easy to set up and makes transactions super simple. Reviewed on: 1st June 2026

no problems.

no problems. always straight forward Reviewed on: 1st June 2026

Setting up direct debit was difficult

Setting up direct debit was difficult Reviewed on: 1st June 2026

Great experience.

Great experience. Easy to use and efficient Reviewed on: 1st June 2026

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