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PayPal: PayPal Credit reviews

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4.90
Based on 75,477 reviews, last reviewed 18th Apr 2026
2274600% increase in 5 star reviews
in the past 90 days
6400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Student teacher life saver As a student teacher, PayPal credit got me through uni! It is so easy and simple to pay back and is simple to use, and allows you to make the most of ... Read more Reviewed on: 18th April 2026
Jessica B's avatar
Jessica B

Latest lowest rating:

2

Frustrating I don’t understand why items that have been refunded still show as an outstanding balance. I am paying for something called Zettle by PayPal but have ... Read more Reviewed on: 18th April 2026
Suzannah W's avatar
Suzannah W
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (75477)

Easy, efficient, helpful customer service advisors

5
Easy, efficient, helpful customer service advisors if you have any queries. Handy credit limit for any larger purchases. Would and do recommend to friends. Never had any issues and will continue to use PayPal credit for a long time Reviewed on: 31st May 2024
Kian R's avatar
Kian R

no fuss.

5
no fuss. Trustworthy. Reassurance. Confidence. Reliability if things go wrong. Helpful . Reviewed on: 31st May 2024
Josephine M's avatar
Josephine M

User friendly, Manageable payments

5
Low interest rates, manageable payments plans and easy to view statements Reviewed on: 31st May 2024
Fuzz's avatar
Fuzz

Fab company, can’t find any fault

5
Fab company, can’t find any fault Reviewed on: 31st May 2024
Erica T's avatar
Erica T

I love PayPal Credit, it is an easy to use app, I lo...

5
I love PayPal Credit, it is an easy to use app, I love the pay pal credit offers that give you 4-6 months to pay, it allows life to be a lot simpler financially. I feel making bigger transactions to be more secure this way and I can ensure they have arrived before spending my money. Reviewed on: 31st May 2024
Robyn G's avatar
Robyn G

Simple, efficient and reliable.

5
Simple, efficient and reliable. Never had any issues. Reviewed on: 31st May 2024
DMS's avatar
DMS

The whole process is seamless, getting approved in m...

5
The whole process is seamless, getting approved in minutes and the no interest if you repay in 3 months for big purchase is a bonus Reviewed on: 31st May 2024
Lena M's avatar
Lena M

Easy to use, convenience is great

5
Easy to use, convenience is great Reviewed on: 31st May 2024
Richard K's avatar
Richard K

Excelente service

5
I’ve been using PayPal for quite some time and never had a problem Reviewed on: 31st May 2024
Tanya Buckley's avatar
Tanya Buckley

Essential in this day and age!

5
I’m not sure how I would afford most of my household appliances without the great 0% interest rates (within a time frame), it’s easy to use and helps build my credit too, win win all around! I also like the security of PayPal when using things like EBay as I’ve had items not delivered or not as described and been refunded easily with PayPal Reviewed on: 31st May 2024
Melanie H's avatar
Melanie H

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