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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181094 reviews)

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4.73

Based on 181,094 reviews, last reviewed 3rd Aug 2026

93% increase in 5 star reviews

in the past 90 days

135% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

A little different than your average credit card Has been a great facility, overall cheaper than your average credit card Reviewed on: 3rd August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181094)

I haven’t had any negative experiences using PayPal.

I haven’t had any negative experiences using PayPal. It’s easy and intuitive. Haven’t had to contact customer care so no feedback there. Reviewed on: 1st June 2026

Paypal Credit

1st class service and always helpful Reviewed on: 1st June 2026

First time using a credit option and it has allowed...

First time using a credit option and it has allowed me to make purchases whilst moving into my first owned home! Reviewed on: 1st June 2026

Simple, non-fussy, secure protected payment system.

Simple, non-fussy, secure protected payment system. Reviewed on: 1st June 2026

PayPal is very good make life so easy

PayPal is very good make life so easy Reviewed on: 1st June 2026

Nothing too fault.

Nothing too fault.. Helped spread the cost especially for larger items with little interest or none at all Reviewed on: 1st June 2026

Pal pay has been a god send for me.

Pal pay has been a god send for me.being able to split payments over time has helped me buy items when needed rather than save up to get Reviewed on: 1st June 2026

Wouldn't be without PayPal

Excellent, no nonsense, interest free short term finance. Secure payment accepted widely. Wouldn't be without PayPal. Reviewed on: 1st June 2026

Very helpful when you're in need

Very helpful when you're in need Reviewed on: 1st June 2026

Great experience Perfect

Perfect never had an issue with payment or credit here Reviewed on: 1st June 2026

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