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PayPal: PayPal Credit reviews

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4.90
Based on 75,282 reviews, last reviewed 18th Apr 2026
2256300% increase in 5 star reviews
in the past 90 days
6400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Excellent options Helpful to have this payment option, useful for bigger purchases Reviewed on: 18th April 2026
Lynnie 's avatar
Lynnie

Latest lowest rating:

2

Frustrating I don’t understand why items that have been refunded still show as an outstanding balance. I am paying for something called Zettle by PayPal but have ... Read more Reviewed on: 18th April 2026
Suzannah W's avatar
Suzannah W
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (75282)

A great option with 0%

5
PayPal credit is a great service, it is very to use. I used PayPal credit to buys a few expensive items and also to buy a family holiday. Every time I used the PayPal credit it increased my credit limits. It is very convenient. Reviewed on: 31st May 2024
Elen's avatar
Elen

Love Paypal

5
Love Paypal… when I had any problem with a purchase they simply refunded my money no questions asked Reviewed on: 31st May 2024
Jan B's avatar
Jan B

Excellent service

5
Excellent service always looked after me when I spoke to them on the phone .l highly recommend paypal Reviewed on: 31st May 2024
Edward T's avatar
Edward T

ALWAYS THERE when i need it!

5
ALWAYS THERE when i need it! accept by most of online shops Reviewed on: 31st May 2024
Tea R's avatar
Tea R

PAYPAL .... Certainly MY PAL!

5
Brilliant service, I especially love the £100+ feature that you can have 4 months 0% interest to pay off the balance, gives people bit more freedom when purchasing items. Reviewed on: 31st May 2024
Karen W's avatar
Karen W

Excellent service

5
Love the credit options and the ease of use of my account Reviewed on: 31st May 2024
Louise J's avatar
Louise J

Efficient

5
Fast. Safe and secure payments, customer services is easy to access and they are extremely helpful. Reviewed on: 31st May 2024
Malaika W's avatar
Malaika W

Great, simple and easy to use.

5
Great, simple and easy to use. Highly recommend this simple way to with PayPal credit Reviewed on: 31st May 2024
Kara s's avatar
Kara s

It is so easy to use, which is very important...

5
It is so easy to use, which is very important to me Reviewed on: 31st May 2024
Lucy W's avatar
Lucy W

So far so good.

5
So far so good. I like the idea of divide a purchase in 3 or 4 times.. The only way I would buy some goods. Reviewed on: 31st May 2024
Bruno Reis's avatar
Bruno Reis

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