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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181094 reviews)

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4.73

Based on 181,092 reviews, last reviewed 2nd Aug 2026

98% increase in 5 star reviews

in the past 90 days

141% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Awesome PayPal PayPal is always there when i need a safe transaction Reviewed on: 2nd August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181094)

Reliable and lightning-fast payment method.

Reliable and lightning-fast payment method. Very secure, and in case of any issues, customer service is always on top of them. It's been my go-to payment method for years. Reviewed on: 1st June 2026

Really good offers which are easy to use and manage

Really good offers which are easy to use and manage Reviewed on: 1st June 2026

I Have never problem with paypal

I Have never problem with paypal Reviewed on: 1st June 2026

App is hard to use to see transactions, recent payme...

App is hard to use to see transactions, recent payments, interest payments, 0% periods. Statements are pdf viewable only. Reviewed on: 1st June 2026

Excellent app

Excellent app, so easy to browse through the services and products and keep an eye on all actitivies on the go. Selectiom of products are good and helps support any type of spender Reviewed on: 1st June 2026

Excellent service

I’m very satisfied with PayPal Credit. It is easy to use, convenient and reliable. The payment options are flexible and everything works smoothly. I would happily recommend it to others. Reviewed on: 1st June 2026

Haven't had any issues, always responsive and easy t...

Haven't had any issues, always responsive and easy to use! Reviewed on: 1st June 2026

Great fast reliable.

Great fast reliable. It makes things easy. Reviewed on: 1st June 2026

I have been with PayPal for over a decade and still...

I have been with PayPal for over a decade and still happy to use it. Got refund for fraudulent transactions. Gives me a peace of mind to shop on line as far as China. Reviewed on: 1st June 2026

I use PayPal for most of my transactions.

I use PayPal for most of my transactions. It's great that I can spread the costs of purchases. Reviewed on: 1st June 2026

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