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PayPal: PayPal Credit reviews

4.90
Based on 65,942 reviews, last reviewed 14th Apr 2026
1394400% increase in 5 star reviews
in the past 90 days
4100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Positive experience with PayPal Credit. Always had a positive experience with PayPal Credit. Reviewed on: 14th April 2026
Marisa's avatar
Marisa

Latest lowest rating:

1

I want to close PayPal for good as it support evil p... I want to close PayPal for good as it support evil people. I tried several times to close the account Reviewed on: 14th April 2026
Manuela Romeo 's avatar
Manuela Romeo

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (65942)

Received a good first credit limit and various payme...

5
Received a good first credit limit and various payment options. Never had any issues. Reviewed on: 11th May 2024

Buying stuff online it's always have to be Pay Pal.

5
If it's comming to buy stuff online it's always have to be paypal, so much easer to do thing. Reviewed on: 11th May 2024

So straight forward and easy to contact

5
So straight forward and easy to contact Reviewed on: 11th May 2024

It’s really good

5
It’s really good and better than these buy now pay later klarnas Reviewed on: 11th May 2024

Easy to use, very well explained the credit and good...

5
Easy to use, very well explained the credit and good assess to credit. Reviewed on: 11th May 2024

Why I Recommend PayPal credit to everyone

5
It is very easy to use, interactive and comes with good customer care experience when things go wrong. My preference while doing an online payment is PayPal credit each and everytime because of its flexible credit payment afterwards. I would recommend everyone to use PayPal as it also provides greater security and not exposing your transactions to others Reviewed on: 11th May 2024

I couldn’t live without PayPal

5
I couldn’t live without PayPal the flexibility it gives you with credit options is fundamental in today’s economy, the App is very user friendly with alerts so you can easily keep an eye on your finances. Reviewed on: 11th May 2024

9 times out of 10 everything goes exceptionally smoo...

4
9 times out of 10 everything goes exceptionally smoothly however I have experienced glitches which is often difficult to unpick through the mobile App. BUT, when you speak to an individual they are very helpful: Reviewed on: 11th May 2024

Really easy to use an I like the pay on 3 option lar...

5
Really easy to use an I like the pay on 3 option larger purchases. Reviewed on: 11th May 2024

Great easy to access and really beneficial with 4 mo...

5
Great easy to access and really beneficial with 4 month zero percent interest Reviewed on: 11th May 2024

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