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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181094 reviews)

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4.73

Based on 181,092 reviews, last reviewed 2nd Aug 2026

98% increase in 5 star reviews

in the past 90 days

141% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Awesome PayPal PayPal is always there when i need a safe transaction Reviewed on: 2nd August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181094)

Easy to use.

Easy to use. Quick and a safe way for online banking Reviewed on: 1st June 2026

easy transactable service , everything in a minute ,...

easy transactable service , everything in a minute ,acceptable through many retailers Reviewed on: 1st June 2026

Flexibility at no cost!

Paypal have an increasing array of products that not only suit the needs of the individual customer but also meet the many different spending scenarios. One can pay out right, one can pay in installments and one can pay from an existing balance. Not to mention the fact there are no fees to using these services if terms and conditions are adhered to. Reviewed on: 1st June 2026

An indispensable easy to use travel card

I use paypal as I live in Donegal but only a few mikes from the Northern border, which means I exchange Sterling and Euro oftrn. I use it when travelling to various countries and find it easy to exchange and pay using PayPal. It's also great for sending money abroad as gifts to family in places such as Vancouver and Singapore. I like the Rev points system and the savings option too. It's then only card I use when abroad. Reviewed on: 1st June 2026

Great option for flexible payment and easy to unders...

Great option for flexible payment and easy to understand processes Reviewed on: 1st June 2026

The most easiest way to pay for things, never had a...

The most easiest way to pay for things, never had a problem with customer service or any services to do with PayPal. Reviewed on: 1st June 2026

Easy Financial Option Readily Available.

Easy Financial Option Readily Available. Was Able To Break Up Payments For A Holiday Last Year. Reviewed on: 1st June 2026

Convenient

Very convenient and easy to navigate. Any issues, customer service is good. Excellent value for money. Reviewed on: 1st June 2026

No stress money

I got PayPal credit when I lost my job, and I haven’t felt stressed about the repayments now I’m getting back on my feet! Reviewed on: 1st June 2026

So simple and easy, pay in three very handy

So simple and easy, pay in three very handy Reviewed on: 1st June 2026

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