Smart Money People Logo
Go to business site
Share this page
Link copied

PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 64,594 reviews, last reviewed 14th Apr 2026
1270300% increase in 5 star reviews
in the past 90 days
3800% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I use PayPal for all my purchases and they have made... I use PayPal for all my purchases and they have made buying easier and more secure for me Reviewed on: 14th April 2026
Chukwuemeka G's avatar
Chukwuemeka G

Latest lowest rating:

1

I set a direct debit up . I set a direct debit up . There was money in the account but it kept failing Reviewed on: 14th April 2026
Dennis Harris's avatar
Dennis Harris
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

PayPal PayPal Credit reviews (64594)

Thumbs up from me !

5
I have been using pay pal credit for a while now and can honestly say it is one of the fairest credit facilities I use . I love that of you pay off larger purchases in full within a certain time frame you pay no interest. The app is so easy to use and all information is clear . I would definitely recommend it to friends . Reviewed on: 8th July 2022
Nikki Loveday's avatar
Nikki Loveday

Cost spreading

5
It is very handy to spread the cost at no interest if paid within 3/4 months Reviewed on: 8th July 2022
alan pierce's avatar
alan pierce

Simple and easy

5
The simplicity of 4 months interest free credit makes it easy to manage my credit in a cost effective way; it also gives the chance to save further and not have to pass up a bargain. Reviewed on: 8th July 2022
Beverley's avatar
Beverley

Best out there !

5
Credit with no interest for 4 months is not bad t all. Reviewed on: 8th July 2022
MIRCEA BALAN's avatar
MIRCEA BALAN

Very helpful and reasonable

5
Since PayPal credit, its been possible to meet up with life activities and expectations. Thanks! Reviewed on: 8th July 2022
Monifah Philip's avatar
Monifah Philip

Paypal Credit is the best so far

5
Good experience and it is better than the credit I've gotten anywhere else. highly recommended if you discipline your spending Reviewed on: 8th July 2022
Ezenwa's avatar
Ezenwa

Effective no nonsense, clear

5
Great offer with clear advice. Very useful in managing purchases within the interest free period Reviewed on: 8th July 2022
Tracey P's avatar
Tracey P

Paypal credit easy and reliable.

5
Have been using PayPal credit for quite long and is reliable and very easy to use. Reviewed on: 8th July 2022
Emma 's avatar
Emma

Great

5
Great service. Really easy to use app Reviewed on: 8th July 2022
Carina Santos's avatar
Carina Santos

PayPal credit a real help

5
Never used PayPal credit until recently the application was straight forward and the money was available instantly upon approval. Certainly recommend giving PayPal a try, payments easy via direct debit A real help when buying furniture Reviewed on: 8th July 2022
Dale Burrage's avatar
Dale Burrage

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account
Man on beach

News, guides and insight from our team

View resource hub
UK money news stories - 24 July 2024
UK money news stories - 24 July 2024
24th July 2024
Posted in Money Talks by Errolyn Smith
Your Money, Your Voice: Have your say
Your Money, Your Voice: Have your say
24th July 2024
Posted in Our insights by Errolyn Smith
Our latest research - customers see little impact of FCA's Consumer Duty one year on
Our latest research - customers see little impact of FCA's Consumer Duty one year on
24th July 2024
Posted in Our insights by Darryl Barkwill
Consumer credit awards winners 2024
Consumer credit awards winners 2024
11th July 2024
Posted in Awards by Darryl Barkwill