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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181094 reviews)

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4.73

Based on 181,092 reviews, last reviewed 2nd Aug 2026

98% increase in 5 star reviews

in the past 90 days

141% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Awesome PayPal PayPal is always there when i need a safe transaction Reviewed on: 2nd August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181094)

PayPal is absolutely the best one !

PayPal is absolutely the best one ! Easy to use , plenty of services available in the one place. App is working smoothly as well so nothing to grumble about. Reviewed on: 1st June 2026

Interest free options are very helpful

Interest free options are very helpful Reviewed on: 1st June 2026

A Useful Option When You Need More Flexibility

I've used PayPal Credit several times for larger purchases when I didn't want to pay the full amount upfront. What I like most is how easy it is to use within PayPal, especially when shopping online. The application process was straightforward, and I could see exactly what I owed and when payments were due. The biggest benefit for me has been flexibility. As a business owner with a young family, cash flow can vary from month to month, and being able to spread the cost of purchases has been really helpful. If I had one criticism, it's that you do need to keep a close eye on repayment dates and terms to avoid unnecessary interest, so it isn't something to use without planning ahead. Overall, I've found PayPal Credit to be a reliable and convenient way to manage larger purchases, and it's become a financial tool that I use when the timing of a purchase matters. Reviewed on: 1st June 2026

Good interface and easy to use

I mostly use it for 3 in 1 payments or payments on foreign websites, which I think it works best does the interface is pretty easy to work with in comparison with their competitors Reviewed on: 1st June 2026

Easy to Pay and very easy to track

Easy to Pay and very easy to track Reviewed on: 1st June 2026

Muhammad Adnan

Excellent service it’s very easy to use Reviewed on: 1st June 2026

Great service having Paypal credited helps me manage...

Great service having Paypal credited helps me manage my purchases online Reviewed on: 1st June 2026

Great service, simple, helpful, all straightforward

I now use multiple Paypal products from pay in 3 to Paypal credit all of which have been so simple and straightforward. I have dealt with customer services via chat, email and phone call for various queries and have just set up breathing space whilst I lost my job and they have been more than helpful in letting me have a break to manage my priority finances. It was quick and easy at a stressful time and the first ones I managed to set this up with. Shall be using them for the foreseeable future Reviewed on: 1st June 2026

PayPal is very simple and safe to use

PayPal is very simple and safe to use Reviewed on: 1st June 2026

Brenda from Salford

Absolutely fantastic company, easy to use, very helpful Reviewed on: 1st June 2026

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