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PayPal: PayPal Credit reviews

4.73
Based on 181,092 reviews, last reviewed 2nd Aug 2026
98% increase in 5 star reviews
in the past 90 days
141% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Awesome PayPal PayPal is always there when i need a safe transaction Reviewed on: 2nd August 2026
Paul E's avatar
Paul E

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181094)

I love PayPal!

5
I love PayPal, it takes the uncertainty out of buying online. It's great! Plus, now a card to use too! Reviewed on: 1st June 2026

Take the pressure off at no cost.

5
Easy to use. 4 months interest free give you room for unexpected costs. 3 easy payments make it nice not to take the hit all at once. Reviewed on: 1st June 2026

Great Service easy to understand

5
Great Service easy to understand Reviewed on: 1st June 2026

What can I say it's an excellent service!

5
What can I say it's an excellent! service. I've used it for years without any issues. I mainly use it for big electrical and gold purchases. Payments are super straightforward And easy. I'll continue to use it for the foreseeable future. Reviewed on: 1st June 2026

Excellent customer service

5
I’ve had an issue with an order I paid for via PayPal, customer service kept me up to date with the progress of a case I raised. I was also satisfied with the outcome and the way my claims were handled. Reviewed on: 1st June 2026

I’ve used PayPal for many years now and it’s a excel...

5
I’ve used PayPal for many years now and it’s a excellent way to pay for the things you need at a short period and the products that’s on offer add for a better way to pay Reviewed on: 1st June 2026

Very convenient, easy to handle and very use of frie...

5
Very convenient, easy to handle and very use of friendly. Also very good Customer Servise.. Reviewed on: 1st June 2026

I love PayPal for excellent money borrowing services...

5
I love PayPal for excellent money borrowing services and easy transactions Reviewed on: 1st June 2026

very easy to use and make payments

5
very easy to use and make payments Reviewed on: 1st June 2026

Very good

5
Generally very good. I enjoy the offers mostly and the repayment system works very well for me. Reviewed on: 1st June 2026

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