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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 63,817 reviews, last reviewed 14th Apr 2026
1198600% increase in 5 star reviews
in the past 90 days
3700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Love it! I’ve been using PayPal Credit for a while now and honestly, it’s been such a smooth experience from start to finish. Making purchases is incredibly si... Read more Reviewed on: 14th April 2026
Jonathan O's avatar
Jonathan O

Latest lowest rating:

2

I notice PayPal reduces your amount yearly and I don... I notice PayPal reduces your amount yearly and I don't understand. Reviewed on: 14th April 2026
Rosemarie A's avatar
Rosemarie A
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (63817)

Payment dispute

5
Quick service, prompt replay, dispute resolved. Reviewed on: 8th July 2022
Bianca Micu 's avatar
Bianca Micu

Best recommended for credit

5
I’ve been with PayPal for a short period of time and I find that there re payments are low which helps for people with low income and that’s amazing. Reviewed on: 8th July 2022
Sheena anstice 's avatar
Sheena anstice

Easy to use and manage

5
A great alternative for online shopping, everything done electronically so no paper waste or another card to contend with. Great updates and can manage limits up and down Reviewed on: 8th July 2022
Craig Cheshire's avatar
Craig Cheshire

Dead easy to set up and use

5
I use PayPal credit all the time as you can pay over 4 months if you spend over £99 and mostly all shops use PayPal for payment. Reviewed on: 8th July 2022
Scott Allan's avatar
Scott Allan

Hassle-free and reliable

5
I always look out for PayPal credit when I need to spread my payments. It's easy to check your balance and you get reminders when a payment is due so you aren't left feeling surprised when payment is taken. Reviewed on: 8th July 2022
William Gallimore-Tallen's avatar
William Gallimore-Tallen

Reliable credit card

5
Easy to access the credit,very useful Reviewed on: 8th July 2022
Gabriel Gingu's avatar
Gabriel Gingu

my go to ........

5
so easy to work with wish more sites would use PayPal its reassuringly useful Reviewed on: 8th July 2022
nicky payne's avatar
nicky payne

PayPal credit

5
Very easy to use very easy to manage your payments. Reviewed on: 8th July 2022
paul conway's avatar
paul conway

PayPal credit

5
PayPal credit provides a great opportunity to take advantage of 4 month 0% interest, this has helped me so much through the pandemic when struggling with money problems. Couldn't ask for better service. Reviewed on: 8th July 2022
joe safianyk's avatar
joe safianyk

Great

5
Used it numerous times. Very helpful! Reviewed on: 8th July 2022
mm ee's avatar
mm ee

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