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PayPal: PayPal Credit reviews

4.73
Based on 181,092 reviews, last reviewed 2nd Aug 2026
98% increase in 5 star reviews
in the past 90 days
141% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Awesome PayPal PayPal is always there when i need a safe transaction Reviewed on: 2nd August 2026
Paul E's avatar
Paul E

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181094)

Have no complaints excellent dervice

5
Have no complaints ,excellent service Reviewed on: 1st June 2026

I have been with Paypal since 2003 Great app.

4
I have been with Paypal since 2003 Great app. Reviewed on: 1st June 2026

Always feel safer using PayPalGreat service

5
Always feel safer using PayPal it’s quick easy and efficient Reviewed on: 1st June 2026

Better than debit card

4
Easy to use, earn points from spending unlike debit card Reviewed on: 1st June 2026

Always handy to have and makes paying online easy.

5
Always handy to have and makes paying online easy. I like using PayPal for online purchases for the extra security aswell. Reviewed on: 1st June 2026

Easy to apply, good value for money

5
Easy to apply, good value for money Reviewed on: 1st June 2026

Paypal is the easiest and quickest way to pay online.

5
Paypal is the easiest and quickest way to pay online. Additionally, they have now introduced Paypal on ApplePay as a card and it is absolutely great. Money transfers, QR codes. Its got it all! Reviewed on: 1st June 2026

PayPal gives you reassurance

5
I always trust PayPal and use it when I can Reviewed on: 1st June 2026

PayPal gives me confidence

4
PayPal is handy to have around, especially when you have concerns about who you’re dealing with. Gives me confidence in my transactions Reviewed on: 1st June 2026

It provides an extra level of security which is very...

5
It provides an extra level of security which is very easy to use for those online shops that offer the option on checkout. The pay in three and 4 month 0% interest are very useful for spreading the cost of larger purchases. Reviewed on: 1st June 2026

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