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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181096 reviews)

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4.73

Based on 181,095 reviews, last reviewed 4th Aug 2026

69% increase in 5 star reviews

in the past 90 days

105% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

PayPal value for money Excellent value and able to pay off in interest free installments Reviewed on: 4th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181096)

Simply the best!

Paypal have just sorted out a refund for an unauthorised purchas,their customer service is outstanding. It was quick, I was listened to, everything clearly explained and I felt so much better and less stressed within minutes of chatting to the CS rep. The refund was was sorted and actioned within 15 minutes or so of the call. I spoke with very informative, understanding and reassuring lady. I gave been with Paypal for 18 years and they have never failed to impress me, with their professionalism, subject knowledge and friendly customer centred ethos attention Reviewed on: 1st June 2026

It’s been a good and fast experience using paypal

It’s been a good and fast experience using paypal Reviewed on: 1st June 2026

The service is great, always dealt with my requests...

The service is great, always dealt with my requests accordingly. Reviewed on: 1st June 2026

Great service

Excellent customer service, great app Reviewed on: 1st June 2026

Safe buying

I feel very safe using PayPal when I am buying on line Reviewed on: 1st June 2026

I had very good experience with PayPal it’s always h...

I had very good experience with PayPal it’s always helpful Reviewed on: 1st June 2026

Great company for lending money im very happy with t...

Great company for lending money im very happy with the service Reviewed on: 1st June 2026

My online go to every time

Always easy to use and had no problems to date excellent service Reviewed on: 1st June 2026

Love the variety of ways to pay

Love the variety of ways to pay - PayPal Debit Card, pay in 3, PayPal Credit, and that you can change which card/bank the payment comes from so easily. Reviewed on: 1st June 2026

PayPal buyer protection is a plus

I use PayPal as often as I can because of buyer protection and that they resolve issues. Reviewed on: 1st June 2026

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