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PayPal: PayPal Credit reviews

4.73
Based on 181,095 reviews, last reviewed 4th Aug 2026
69% increase in 5 star reviews
in the past 90 days
105% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

PayPal value for money Excellent value and able to pay off in interest free installments Reviewed on: 4th August 2026
Paul Cooper's avatar
Paul Cooper

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181096)

Good Service

5
I have enjoyed the pay in 3 months as it gives me time to raise money and not miss whatever I want to purchase. I also enjoy the opportunity of earning on my spending. I’m really grateful. Reviewed on: 1st June 2026

Easy to use, great value tool to spread costs

5
Easy to use, great value tool to spread costs Reviewed on: 1st June 2026

Ease of use, never no problems, easy pay in three an...

5
Ease of use, never no problems, easy pay in three and credit Reviewed on: 1st June 2026

Always had excellent customer service whenever i’ve...

5
Always had excellent customer service whenever i’ve ran into an issue. They are always kind and understanding Reviewed on: 1st June 2026

Safety online

5
Feel safe whem using my Pay pal account online. Helpful customer service Reviewed on: 1st June 2026

Easy to apply

5
Easy to apply quick response, there when you need it. Flexible payment options. Reviewed on: 1st June 2026

You just get peace of mind using PayPal

5
You just get peace of mind using PayPal Reviewed on: 1st June 2026

Easy service to use.

5
Easy service to use. Never had an issue Reviewed on: 1st June 2026

Not always scam issues is resolved

5
Not always scam issues is resolved Reviewed on: 1st June 2026

Easy to use and appreciated the 6 months free offer

5
Easy to use and appreciated the 6 months free offer Reviewed on: 1st June 2026

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