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PayPal: PayPal Credit reviews

4.73
Based on 181,095 reviews, last reviewed 4th Aug 2026
69% increase in 5 star reviews
in the past 90 days
105% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

PayPal value for money Excellent value and able to pay off in interest free installments Reviewed on: 4th August 2026
Paul Cooper's avatar
Paul Cooper

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181096)

Easy system to use.

5
Easy system to use. Customer service always helpful with any queries. Reviewed on: 1st June 2026

Preference for later payments

5
A very useful way to pay your shopping now or later. Reviewed on: 1st June 2026

A Trusted Payment Platform

5
PayPal has consistently provided a secure, reliable and user-friendly platform for managing online payments. Transactions are processed quickly and the buyer and seller protections offer valuable peace of mind when making purchases or conducting business online. The platform is intuitive to use, whether on desktop or mobile and the ability to send and receive payments internationally is particularly convenient. Customer service has been responsive when assistance has been required and PayPal’s commitment to security helps build confidence in every transaction. Overall, PayPal remains one of the most trusted and efficient online payment services available and I would highly recommend it to anyone looking for a safe and convenient way to manage digital payments. Reviewed on: 1st June 2026

Always found customer serv...

5
Always had a good experience and found customer service very helpful Reviewed on: 1st June 2026

Safe place to make online purchases.

5
Safe place to make online purchases. Reviewed on: 1st June 2026

Brilliant

5
It is a very good service, but you must be mindful of your expending. Reviewed on: 1st June 2026

I have been a paypal customer for over 10 years now...

5
I have been a paypal customer for over 10 years now to which I have used the service for purchasing items on ebay and other ecommerce websites. Overall I have had an excellent service and have never had an issue. The best feature regarding Paypal is the buyer protection. Reviewed on: 1st June 2026

Excellent Company

5
Great service good rates would definitely recommend Reviewed on: 1st June 2026

Been with pay pal for years, easy to use app etc

5
Been with pay pal for years, easy to use app and online, great customer service good rates on lending etc Reviewed on: 1st June 2026

It's easy and safe and easy to select option re cred...

5
It's easy and safe and easy to select option re credit or pay in 3. Reviewed on: 1st June 2026

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