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PayPal: PayPal Credit reviews

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4.90
Based on 63,303 reviews, last reviewed 14th Apr 2026
1151100% increase in 5 star reviews
in the past 90 days
3700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

10yrs and going, I have not been disappointed. I’ve used PayPal for more than 10yrs and I have had a seamless experience using its financial services- especially its credit facility because I was a... Read more Reviewed on: 14th April 2026
Uvie's avatar
Uvie

Latest lowest rating:

2

I used PayPal credit now have 2 payment I am confused I used PayPal credit but now have 2 payments coming out of my bank. I will research why but in reading the info before I signed up. I ca... Read more Reviewed on: 14th April 2026
kevin's avatar
kevin
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (63303)

does what it says on the tin.

5
PayPal credit is great. I am always kept fully informed and the interest rate is quite low. The app is good for checking on my account and statements, and is so easy to use. Reviewed on: 13th June 2022
Mel Jowett's avatar
Mel Jowett

Mr

5
Very good and it’s make easy for having shopping Reviewed on: 13th June 2022
challos2020@yahoo.co.uk's avatar
[email protected]

Simple payment solution

5
PayPal credit is so easy to use. Choose an item or items up to a minimum of £99 and choose PayPal credit. Set your direct debit to pay equal amount over four payments and pay no interest, so easy to use Reviewed on: 13th June 2022
Michelle's avatar
Michelle

Recommended

5
Great revolving credit product provider. Reviewed on: 13th June 2022
Curufin Ve Lin's avatar
Curufin Ve Lin

Top Dog !

5
Easy,fast,secure,application takes minutes recommend to anyone. Reviewed on: 13th June 2022
Ian J's avatar
Ian J

Credit offering like no other

5
PayPal's zero percent interest over 4 months on every basket is simply more than a bargain. The convenience and ease of payment I've enjoyed with this offer is simply amazing. I'm better able to manage my finances devoid of the pressure associated with instant payment as well interest chargeable on credit purchases. Reviewed on: 13th June 2022
Dan's avatar
Dan

Best way to pay for products

5
Using it for years now. Great service everytime I use it Reviewed on: 13th June 2022
Travel Vibes's avatar
Travel Vibes

Great

5
I use paypal pretty much with all my purchases. I like the interest free options and 3 monthly instalments they also offer. It helps spread the cost. Its easy to use and pay off each month. Although I have not used, I like the buyer protection they offer which is easier than using my debit card. Reviewed on: 13th June 2022
Paula 's avatar
Paula

Paypal is trustworthy and a great company

5
I always found myself very well with Paypal and anytime I needed assistance I was able to get an answer within 24 hours. Very happy with the service provided both in product and assistance Reviewed on: 13th June 2022
Riccardo Dei Rossi's avatar
Riccardo Dei Rossi

The best way to pay

5
I'm current user of Paypal Credit and I'm very satified of their service Reviewed on: 13th June 2022
Mihai Zsigmond's avatar
Mihai Zsigmond

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