Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181096 reviews)

View other PayPal products

4.73

Based on 181,095 reviews, last reviewed 4th Aug 2026

69% increase in 5 star reviews

in the past 90 days

105% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

PayPal value for money Excellent value and able to pay off in interest free installments Reviewed on: 4th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (181096)

This really handy I recommend to all my friends, and...

This really handy I recommend to all my friends, and the credit card option is brilliant Reviewed on: 1st June 2026

I have used PayPal for over 10 years, and if I stumb...

I have used PayPal for over 10 years, and if I stumbled on any issues on payments PayPal always was there to solve it in no time. I always felt that my payments are safe with PayPal and never doubted it. Reviewed on: 1st June 2026

Never an issue using it.

Never an issue using it. Always works well Reviewed on: 1st June 2026

Helped massively

PayPal is so good for those last minute purchases when I dont have the money in my account or the only way to pay for goods and services is via PayPal. Reviewed on: 1st June 2026

My experience with PayPal Credit has generally been...

My experience with PayPal Credit has generally been positive. I found it easy to use for spreading the cost of larger purchases, and the integration with PayPal checkout makes the process convenient. The 0% interest promotional offers on qualifying purchases were particularly helpful when managing expenses. However, it’s important to keep track of repayment dates and account terms to avoid interest charges. Overall, I’ve found it to be a useful and flexible payment option for online purchases. Reviewed on: 1st June 2026

Quick and easy way to do payments

Quick and easy way to do payments Reviewed on: 1st June 2026

Great customer service.

Great customer service. Great promotions available. Reviewed on: 1st June 2026

Pay Pal is financial safety

Not once since setting myself up with a pay pal account have I had cause for concern and I feel the protect it gives in a hectic daily life is above and beyond, I feel very safe with Pay Pal Reviewed on: 1st June 2026

It's been very good I just need to pay off the credi...

It's been very good I just need to pay off the credit balance Reviewed on: 1st June 2026

Good experience, but one small improvement

My experience has been great with PayPal credit. The only problem is there is no way to manage ought to understand how to earn an increase in PayPal credit often £1000 is not good enough but generally the overall experience is good Reviewed on: 1st June 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Very Account
from Shop Direct 3.18 from 28 reviews
Retail Finance
from Close Brothers 3.17 from 12 reviews
Loan
from Snap Finance 4.82 from 370 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 101259 reviews
Payments
from PayPal 4.71 from 3855 reviews
Credit card
from PayPal 4.66 from 125 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub