Smart Money People Logo
Go to business site
Share this page
Link copied

PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 63,216 reviews, last reviewed 14th Apr 2026
1142600% increase in 5 star reviews
in the past 90 days
3700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Pay in 3 I have found the pay in 3 really useful and the credit option, Reviewed on: 14th April 2026
Sam's avatar
Sam

Latest lowest rating:

2

I used PayPal credit now have 2 payment I am confused I used PayPal credit but now have 2 payments coming out of my bank. I will research why but in reading the info before I signed up. I ca... Read more Reviewed on: 14th April 2026
kevin's avatar
kevin
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

PayPal PayPal Credit reviews (63216)

Very helpful in times when ur broke

5
I'm always broke so PayPal is my savior Reviewed on: 13th June 2022
Daniel Ssaku's avatar
Daniel Ssaku

Excellent

5
Always instant, never a problem! Reviewed on: 13th June 2022
Peter Russell's avatar
Peter Russell

PayPal credit rocks

5
Low on interest, high in customer service. PayPal makes online purchasing so much easier! Reviewed on: 13th June 2022
Dusty Richmond's avatar
Dusty Richmond

Painless to use and efficient

5
Seems to hide it's light behind bushel. Don't be so modest and accept your are excellent at your job. Reviewed on: 13th June 2022
Paul Willment's avatar
Paul Willment

Excellent

5
It’s amazing .Make sky life easy Reviewed on: 13th June 2022
Ze's avatar
Ze

Simple and hassle free financing

5
I signed up to PayPal credit wondering how it works work without a card, but has been slick and easy to buy and spread out payments, thanks Reviewed on: 13th June 2022
Rik Mannix's avatar
Rik Mannix

Fantastic company

5
They are very helpful and will sort out problems very fast. Reviewed on: 13th June 2022
Olwyn Noone's avatar
Olwyn Noone

Love PayPal

5
I’ve been using PayPal credit a while. They are a fair and honest company, what’s different about them? They understand the consumer which many don’t, with short term agreements that let you pay for things over a period of time without accruing interest. Is a first amongst credit company’s. They are my go to, if available! Just fabulous!!! Reviewed on: 13th June 2022
Kristina's avatar
Kristina

Excellent and good value

5
Easy to use, and excellent repayment management Reviewed on: 13th June 2022
Catherine Muller's avatar
Catherine Muller

Excellent service

4
User friendly and swift response Reviewed on: 13th June 2022
Olanrewaju Soyege's avatar
Olanrewaju Soyege

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account
Man on beach

News, guides and insight from our team

View resource hub
UK money news stories - 24 July 2024
UK money news stories - 24 July 2024
24th July 2024
Posted in Money Talks by Errolyn Smith
Your Money, Your Voice: Have your say
Your Money, Your Voice: Have your say
24th July 2024
Posted in Our insights by Errolyn Smith
Our latest research - customers see little impact of FCA's Consumer Duty one year on
Our latest research - customers see little impact of FCA's Consumer Duty one year on
24th July 2024
Posted in Our insights by Darryl Barkwill
Consumer credit awards winners 2024
Consumer credit awards winners 2024
11th July 2024
Posted in Awards by Darryl Barkwill