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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181096 reviews)

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4.73

Based on 181,095 reviews, last reviewed 4th Aug 2026

69% increase in 5 star reviews

in the past 90 days

105% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

PayPal value for money Excellent value and able to pay off in interest free installments Reviewed on: 4th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181096)

All rounder credit option.

I have using PayPal for more than 6 years and I can say this is one the best credit card service available in the UK. The mobile app and website experience is simple, secure, and easy to navigate. The ability to pay in 3 instalments in super helpful as well as 0% interest for 4 months. No other credit cards do this and it makes a very big difference. Reviewed on: 1st June 2026

Very easy to use and safe for transactions

Very easy to use and safe for transactions Reviewed on: 1st June 2026

Know what you’re getting.

Know what you’re getting. Quality service Reviewed on: 1st June 2026

Makes shopping so much easier online

love using paypal credit, it make shopping online so much easier. Reviewed on: 1st June 2026

Top class

Never had an issue and buyer protection is brilliant Reviewed on: 1st June 2026

Excellent service

On time payment and quick response to issues…. PayPal is really good Reviewed on: 1st June 2026

Always useful and helpful thank you

Always useful and helpful thank you Reviewed on: 1st June 2026

Is great and easy to used, I love to have pay pal be...

Is great and easy to used, I love to have pay pal beacuse I can do everything without problem Reviewed on: 1st June 2026

Very good business

Paypal is safe to make payments to other businesses and you know that they will get there money Reviewed on: 1st June 2026

Effective options

PayPal have various services which provide options Reviewed on: 1st June 2026

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