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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181096 reviews)

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4.73

Based on 181,095 reviews, last reviewed 4th Aug 2026

69% increase in 5 star reviews

in the past 90 days

105% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

PayPal value for money Excellent value and able to pay off in interest free installments Reviewed on: 4th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181096)

Easy to use and helpful with payment plans

Easy to use and helpful with payment plans Reviewed on: 1st June 2026

Very useful for short-term financing and fixed term...

Very useful for short-term financing and fixed term zero percent interest help you to buy now rather than spend 12 months saving up. Provided you can actually afford the monthly payments absolutely not a debt issue. Also safer to use PayPal as they will step in if you have an issue with a seller like non delivery of goods Reviewed on: 1st June 2026

Very simple to use.

Very simple to use. Good impact on my credit score. Reasonable amount offered. Low monthly repayments. No stress at all Reviewed on: 1st June 2026

Always used PayPal never had an issue and PayPal cre...

Always used PayPal never had an issue and PayPal credit is easy and convenient Reviewed on: 1st June 2026

Since I have started using PayPal it has been excell...

Since I have started using PayPal it has been excellent and flexible for me in terms of using and payment. I would recommend it to friends and family without any doubt. Reviewed on: 1st June 2026

Seamless transactions, great customer service and re...

Seamless transactions, great customer service and reliable Reviewed on: 1st June 2026

Excellent and always good to have the credit option

Excellent and always good to have the credit option Reviewed on: 1st June 2026

Safer purchasing

I am so pleased to have access to PayPal. It makes me feel safer purchasing on line. Also I’ve needed customer assistance occasionally and the team have been so helpful. I recommend PAYPAL for a safer online shopping experience. Reviewed on: 1st June 2026

It's been great with PayPal.

It's been great with PayPal. Loved every bits of it, so far. Reviewed on: 1st June 2026

Very secure and reliable

Very secure option. I do wish the app used authenticators for log in rather than texting code to mobile Reviewed on: 1st June 2026

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