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PayPal: PayPal Credit reviews

4.73
Based on 181,090 reviews, last reviewed 1st Aug 2026
106% increase in 5 star reviews
in the past 90 days
150% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

The ease it provides is now so much better. The ease it provides is now so much better. More websites and online are now accepting this payment. Bring able to add this to my wallet has made thin... Read more Reviewed on: 1st August 2026
Andy Davies's avatar
Andy Davies

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181090)

Brilliant thanks and offer amazing payment types :)

5
Brilliant thanks and offer amazing payment types :) Reviewed on: 31st May 2026

Easy and flexible, supportive and trustworthy

5
Easy and flexible, supportive and trustworthy Reviewed on: 31st May 2026

Good service.

5
Good service. Been a customer for years. Paypal is very easy to use and i like how it automatically enters your address and contact details when checking out, makes shopping mich easier. Reviewed on: 31st May 2026

Very good experience and affordable

5
Very good experience and affordable Reviewed on: 31st May 2026

My PayPal

5
PayPal is easy to use,fab to make payments through.The Pay in 3 gives me a chance to pay of easily,and get what I need.Thank you Reviewed on: 31st May 2026

great service and communication.

5
great service and communication. Reviewed on: 31st May 2026

Flexible Financing Options absolutely fantastic.

5
PayPal Credit has been absolutely fantastic. The application process was quick and straightforward, and the credit option has made managing larger purchases much easier. The flexibility of spreading payments and the clear account management tools give great peace of mind. Everything is transparent, easy to use, and backed by PayPal's trusted customer service. I have had a very positive experience and would highly recommend PayPal Credit to anyone looking for a convenient and reliable way to finance purchases. Reviewed on: 31st May 2026

Game changer.

5
since I have joined PayPal I have felt safe in every transaction I've made knowing I have PayPals security is a game changer. Reviewed on: 31st May 2026

Easy to purchase

5
This service is really set up and you can purchase with no hassle Reviewed on: 31st May 2026

I love to have PayPal credit

5
I love to have PayPal credit easy to use and it’s safe! Reviewed on: 31st May 2026

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