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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181084 reviews)

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4.73

Based on 181,083 reviews, last reviewed 30th Jul 2026

114% increase in 5 star reviews

in the past 90 days

168% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Easy all the way. Easy all the way. 100% service. Thanks Reviewed on: 30th July 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181084)

Easy to Use and Great for Managing Purchases

I've had a very positive experience with PayPal Credit. The application process was quick and straightforward, and it's been a convenient way to spread the cost of purchases. Managing payments is simple through the PayPal app, and I appreciate how easy it is to keep track of my balance and payment dates. The service has been reliable, and I've found it to be a helpful financial tool when making larger purchases. Overall, I'm very satisfied with PayPal Credit and would recommend it to others looking for a flexible payment option. Reviewed on: 30th May 2026

Quick and easy use when making automated transactions

Quick and easy use when making automated transactions Reviewed on: 30th May 2026

Got my refund with no hassle whatsoever.

Got my refund with no hassle whatsoever. Reviewed on: 30th May 2026

PayPal credit is good as you can pay back the credit...

PayPal credit is good as you can pay back the credit in a mount that suits you. Reviewed on: 30th May 2026

An excellent service and easy to use app

An excellent service and easy to use app Reviewed on: 30th May 2026

Very happy nice service but sometimes refunds comple...

Very happy nice service but sometimes refunds completely hard Reviewed on: 30th May 2026

Affordable

Never had a problem with paypal. Gives you time to make payments interest free which slways helps when money is tight. Reviewed on: 30th May 2026

So happy with customers service .

So happy with customers service ,and easy transaction Reviewed on: 30th May 2026

Its good to know it's there if you don't have the fu...

Its good to know it's there if you don't have the funds at the time & they keep you up to date with changes etc Reviewed on: 30th May 2026

It’s ok, would not recommend.

It’s ok, would not recommend. Just don’t use it enough Reviewed on: 30th May 2026

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