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PayPal: PayPal Credit reviews

4.90
Based on 64,889 reviews, last reviewed 14th Apr 2026
1297900% increase in 5 star reviews
in the past 90 days
3900% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Great experience Good experience, been using paypal for years with no issues at all Reviewed on: 14th April 2026
Kate G's avatar
Kate G

Latest lowest rating:

1

Rubbish service. Rubbish service. I'm so not happy Reviewed on: 14th April 2026
Fernando G's avatar
Fernando G

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (64889)

Helping Dreams come true x

5
amazing when needed to book concert tickets before payday x Reviewed on: 8th July 2022

Very good service

5
Easy to use and no problems and very efficient and useful for when paying online and also for other things Even transfer to other people I also received refunds through PayPal Reviewed on: 8th July 2022

Very helpful

5
To help me buy furniture for my new flat. Reviewed on: 8th July 2022

Always use it when I can

5
PayPal credit gives me massive flexibility to spread the cost of large items with a simple and easy to use process. Payments are slick and reminders for payments are always in advanced! Reviewed on: 8th July 2022

Very fantastactic and great customers acceptance fair and considarate

5
Pal pal helps me alot in different ways of which I don't regret transacting with them please let others try pay pal and see what iam saying they were great and Exellent Reviewed on: 8th July 2022

Good, helpful service - Always

5
PayPal and PayPal credit is easy to use and is increasingly available on most online retailers. If I ever have any issues I can speak to someone pretty much straight away and they always without fail resolve my query, professionally and effectively. Very happy with the overall service and will continue to use as my primary source of credit. I do hope that the longer I stay the better my interest will become though! Reviewed on: 8th July 2022

Great service

5
Flexible and easy to use great customer service Reviewed on: 8th July 2022

Best credit card

5
Best credit card services from Customer team support Reviewed on: 8th July 2022

PayPal Credit allows us to manage household budget more effectively

4
PayPal Credit has allowed us to manage finances by offloading fuel costs away from other credit card use. The 4mth. interest free offer is also providing much needed breathing space to manage our credit use more effectively Reviewed on: 8th July 2022

great service

5
fast ,reliable, secure. The best way to buy something with the best APR. Reviewed on: 8th July 2022

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