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PayPal: PayPal Credit reviews

4.73
Based on 181,080 reviews, last reviewed 29th Jul 2026
123% increase in 5 star reviews
in the past 90 days
179% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Reliable trusted finance that’s good value Reliable trusted finance that’s good value Reviewed on: 29th July 2026
Paul Graver's avatar
Paul Graver

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181080)

Credit facility was available with no issues

5
Credit facility was available with no issues Reviewed on: 30th May 2026

I use paypal for everything

5
I use paypal for everything fast, easy and secure A* on the off chance you have an issue, paypal cusomer service is close at hand. Reviewed on: 30th May 2026

Helps when I want to split payments over a couple of...

5
Helps when I want to split payments over a couple of months love the pay in three and the app is so easy to navigate, I prefer paying through PayPal now Reviewed on: 30th May 2026

Quick efficient convenient.

5
Quick efficient convenient. Easy to access and feels really safe for transactions. Great communication. Reviewed on: 30th May 2026

1st class

5
I've never had an issue and all services are easy and simple to use Reviewed on: 30th May 2026

Fast Efficient

5
Very good, dealing with issues from vendors Reviewed on: 30th May 2026

Amazing app

5
The journey we've had so far is truly incredible! Reviewed on: 30th May 2026

User interface could be more clear but customer serv...

4
User interface could be more clear but customer service has been helpful and there are good deals such as 0% APR deals Reviewed on: 30th May 2026

Useful in all aspects

5
Really useful and helpful, easy to use and navigate Reviewed on: 30th May 2026

Through the years I have relied on PayPal

5
Through the years I have relied on PayPal Reviewed on: 30th May 2026

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