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PayPal: PayPal Credit reviews

4.73
Based on 181,014 reviews, last reviewed 22nd Jul 2026
197% increase in 5 star reviews
in the past 90 days
251% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Customer service is excellent and they truly listen... Customer service is excellent and they truly listen when you have a problem.. I cannot fault them. Reviewed on: 22nd July 2026
Katherine S's avatar
Katherine S

Latest lowest rating:

1

Endless Loop Trying to Close PayPal Credit They make it almost impossible to close your PayPal Credit account. I've spent hours trying to get mine closed over multiple occasions, only to be tol... Read more Reviewed on: 17th July 2026
Helder F's avatar
Helder F

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181017)

Easy n safe

5
Easy transaction User friendly . I would recommend this PayPal to my friends and family Reviewed on: 27th May 2026

I have used PayPal credit for a long time its a good...

5
I have used PayPal credit for a long time its a good service that helps you get what you need Reviewed on: 27th May 2026

Always found it easy to use and payment reminders an...

5
Always found it easy to use and payment reminders any issues dealt with quickly Reviewed on: 27th May 2026

Seamless, convenient and transparent

5
Always the most seamless, convenient and transparent online payment service. I've used them for years to send and receive payment internationally and nationally. They've never let me down. Reviewed on: 27th May 2026

Fantastic service plus online protection spreading y...

5
Fantastic service plus online protection spreading your payments it’s flexible and convenient Reviewed on: 27th May 2026

PayPal is my go to for finance if I need it, it sets...

5
PayPal is my go to for finance if I need it, it sets up direct debits very easily so you never miss a payment Reviewed on: 27th May 2026

Perfect for any reason

5
Very happy with PayPal. You have money in your hand everywhere Reviewed on: 27th May 2026

Amazing and so easy and value for money

5
Amazing and so easy and value for money Reviewed on: 27th May 2026

Easy to use app with lots of great benefits

5
Easy to use app with lots of great benefits Reviewed on: 27th May 2026

Easy to use.

5
Easy to use. Always eager to help when I call for support Reviewed on: 27th May 2026

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