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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 75,282 reviews, last reviewed 18th Apr 2026
2256300% increase in 5 star reviews
in the past 90 days
6400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Excellent options Helpful to have this payment option, useful for bigger purchases Reviewed on: 18th April 2026
Lynnie 's avatar
Lynnie

Latest lowest rating:

2

Frustrating I don’t understand why items that have been refunded still show as an outstanding balance. I am paying for something called Zettle by PayPal but have ... Read more Reviewed on: 18th April 2026
Suzannah W's avatar
Suzannah W
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (75282)

Pay pal has been a great way to pay online.

5
Pay pal has been a great way to pay online. The addition of paypal credit has helped to buy goods with option of paying in installments at no extra charge. Reviewed on: 24th May 2024
Nigel N's avatar
Nigel N

Good and easy to use.

5
Good and easy to use. Easy to pay payments back and great emails for reminding about payments. Great way to pay fund a holiday or other events. Also very quick at payments from PayPal to bank account. Reviewed on: 24th May 2024
Bryan l's avatar
Bryan l

PayPal credit

5
I have only needed help with one thing an it was sorted out straight away Reviewed on: 24th May 2024
Susan M's avatar
Susan M

Excellent

5
Excellent service, there when I need it. Reviewed on: 24th May 2024
Gabriela S's avatar
Gabriela S

Always been good at resolving payment issues.

5
Always been good at resolving payment issues. Reviewed on: 24th May 2024
Mark's avatar
Mark

Would prefer monthly checks to see if credit amount...

5
Would prefer monthly checks to see if credit amount can be changed. Reviewed on: 24th May 2024
Gemma S's avatar
Gemma S

My experience with the paypal credit.

5
The paypal credit is make me free to the online shopping, and with the curve debit card much more better my life like was before. Reviewed on: 24th May 2024
IMRE F's avatar
IMRE F

Lifelong lifeline Elon musk rocks

5
Lifelong lifeline Elon musk rocks Reviewed on: 24th May 2024
Danny R's avatar
Danny R

Flawless service, easy to use and keep track of bala...

5
Flawless service, easy to use and keep track of balance Reviewed on: 24th May 2024
Scott D's avatar
Scott D

Faster payment and very convenient

5
Faster payment and very convenient Reviewed on: 24th May 2024
Andoh K's avatar
Andoh K

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