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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50809 reviews)

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4.91

Based on 50,809 reviews, last reviewed 1st Feb 2026

100% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Simple and handy PayPal approved me for credit when NatWest would not, allowing me to make purchases with zero interest for 4 months. Their Pay in 3 service has also b... Read more Reviewed on: 25th January 2026

Latest lowest rating:

1

6M 0 interest is a scam. I opened this account because it offer 6M 0 interest. Im a 0 int person, i refuse to make banks rich and steal peoples money. Mind you, I have the mon... Read more Reviewed on: 1st February 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (50809)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

The app is user friendly.

The app is user friendly. Payments and money transfer/exchange is completed quickly and efficiently with good rates and charges. Good security. Reviewed on: 2nd June 2025

Best services

Best services on payments and easy to understand on all transactions Reviewed on: 2nd June 2025

Excellent value and easy to use

Paypal credit is so low interest for what it offers, it´s always excellent value for money. I have made life changing purchases because of their credit availability. Reviewed on: 2nd June 2025

PayPal is a need for everyone, from making sure your...

PayPal is a need for everyone, from making sure your details are safe to making sure payments are secure Reviewed on: 2nd June 2025

Happy with PayPal

Really happy with PayPal and feel reassured using PayPal for payment of goods online due to the claim process if goods are not received. Reviewed on: 2nd June 2025

Easy to use and understand app.

Easy to use and understand app.Everything you need to do or need to find is very easy. Reviewed on: 2nd June 2025

Best way to pay for any orders and protecting your b...

Best way to pay for any orders and protecting your bank details at the same time Reviewed on: 2nd June 2025

Simple and clear

Simple and clear. Convenience exemplified. Reviewed on: 2nd June 2025

Very easy to use, straightforward and helpful.

Very easy to use and straightforward. Once had an issue with a seller and found it difficult to contact them however, once I got in touch with PayPal to try resolve the issue, it got resolved quickly. Reviewed on: 2nd June 2025

Paypsl review

Good exprience , clear always know what im paying Reviewed on: 2nd June 2025

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