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PayPal: PayPal Credit reviews

4.73
Based on 181,082 reviews, last reviewed 30th Jul 2026
117% increase in 5 star reviews
in the past 90 days
175% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

It’s easy to use PayPal credit or pay in 3 when you... It’s easy to use PayPal credit or pay in 3 when you need a bit of time to pay Reviewed on: 30th July 2026
David E's avatar
David E

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (181083)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

5
Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

Trusted payments

5
Always a trusted way to pay for things or send money to others. Reviewed on: 14th July 2026

PayPal cred is very easy to set up, and helps me t...

5
PayPal credit is very easy to set up, and helps me to budget Reviewed on: 14th July 2026

Great for paying things off when your low on money

5
Great for paying things off when your low on money Reviewed on: 14th July 2026

Using PayPal credit is very easy to use ,download th...

5
Using PayPal credit is very easy to use ,download the app ,select method of payment eg payment from your bank card , 3 month instruments or PayPal credit ,make your purchase & authorise through the app Reviewed on: 14th July 2026

It's a good help for when I'm in short money and I h...

5
It's a good help for when I'm in short money and I have enough time to pay it back , thanks for Ur kindness Reviewed on: 14th July 2026

PayPal could improve

3
Not easy to get information at times Reviewed on: 14th July 2026

I've never had a problem with PayPal.

5
I've never had a problem with PayPal. I use this a lot. They always keep me posted with my transactions. Also with tracking any parcels. There's help readily available if needed. I would recommend using PayPal. Reviewed on: 14th July 2026

Always a pleasure.

5
Always a pleasure. Never really had any issues. Its extremely easy to use, plus the backup if a resolution is needed. Reviewed on: 14th July 2026

Is ok , no problems with pay pal account but take to...

3
Is ok , no problems with pay pal account but take too much provision when send many to Poland Reviewed on: 14th July 2026

Very easy to use to make payments and Very secure.

5
Very easy to use to make payments and Very secure. Reviewed on: 14th July 2026

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