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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181074 reviews)

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4.73

Based on 181,074 reviews, last reviewed 28th Jul 2026

131% increase in 5 star reviews

in the past 90 days

191% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Never had an issue and very easy to use Never had an issue and very easy to use Reviewed on: 28th July 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181074)

It’s nice and easy to use. And helpful on your budget.

It’s nice and easy to use. The option to pay back the credit in four months with 0% interest is great. Reviewed on: 25th April 2026

Great service, easy to use and handy when needed

Great service, easy to use and handy when needed Reviewed on: 25th April 2026

Awesome!

It's pretty good service, I was offered credit when needed. Reviewed on: 25th April 2026

Smart simple good offers and cash back

Smart simple good offers and cash back Reviewed on: 25th April 2026

Very easy to use.

Very easy to use. Always find it easy to use and track payments normally just a few clicks and it’s done Reviewed on: 25th April 2026

Good Value

Good value for what it is. Good experience Reviewed on: 25th April 2026

So easy, the app is great to use especially for pe...

So easy, the app is great to use especially for people like me who is very limited with technology Reviewed on: 25th April 2026

Never had any issues and fantastic to be able to spr...

Never had any issues and fantastic to be able to spread the cost of purchases Reviewed on: 25th April 2026

PayPal app very easy to use, provide offers to boost...

PayPal app very easy to use, provide offers to boost your PayPal points - very happy Reviewed on: 25th April 2026

Very sympathetic to one’s needs when problems arise.

Very sympathetic to one’s needs when problems arise. Reviewed on: 25th April 2026

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