Paid advertisement
Smart Money People Logo
Newsletter
Go to business site
Share this page
Link copied

PayPal: PayPal Credit reviews

View other PayPal products
4.73
Based on 181,095 reviews, last reviewed 4th Aug 2026
69% increase in 5 star reviews
in the past 90 days
105% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

PayPal value for money Excellent value and able to pay off in interest free installments Reviewed on: 4th August 2026
Paul Cooper's avatar
Paul Cooper

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

PayPal PayPal Credit reviews (181096)

ettcpuld be better one day gooooddd ggood gof ing there

3
So so not bad¡!!!!!!!!!Could be be Reviewed on: 24th April 2026
Mark M's avatar
Mark M

PayPal use

4
I find PayPal very convenient to use and is everywhere I shop. I am glad I decided to use paypal Reviewed on: 24th April 2026
Gray's avatar
Gray

Easy to manage and control

5
Very easy to manage and control and always available when needed. Reviewed on: 24th April 2026
Ronnie W's avatar
Ronnie W

Wouldn’t be without PayPal credit

5
Fantastic .. helps when I’m a bit short and I can pay back Reviewed on: 24th April 2026
Jd girl 's avatar
Jd girl

Reliable, Flexible, and Excellent Support

5
Amazing support experience across both standard PayPal and PayPal Credit. The response is almost always instant, the agents are helpful, and the outcome is usually positive and reassuring. PayPal Credit has also been very useful, especially with the interest-free instalment offers, which make larger purchases easier to manage responsibly. I also appreciate PayPal’s strong presence across both online retailers and physical/retail partners, making it a convenient and trusted payment option in many situations. Overall, PayPal gives me confidence when shopping, especially because of the ease of payment, buyer protection, quick support, and the flexibility offered through PayPal Credit. A very positive experience. Reviewed on: 24th April 2026
Abed's avatar
Abed

PayPal truly cares about helping their customers

5
The 4 months interest free credit was what attracted me to PayPal credit. Their service since then has been top level. The app is a breeze to navigate and their friendly, helpful emails just confirmed that I’m with the best financial service provider out there. It’s like they really care about making life easier for their customers. Well done PayPal. Keep up the good work. Reviewed on: 24th April 2026
Rochelle B's avatar
Rochelle B

Use PayPal, it’s the best!

5
Convenient, easy to use. PayPal clearly explain what has been paid and how it needs to be paid back. Highly secure way of transferring funds. Reviewed on: 24th April 2026
Emma Ferguson-Coleman's avatar
Emma Ferguson-Coleman

PayPal Credit was super helpful when I needed to spr...

5
PayPal Credit was super helpful when I needed to spread the cost of a purchase. The app was also very handy and easy to use. Reviewed on: 24th April 2026
Ryan N's avatar
Ryan N

Fabulous in every way.

5
Fabulous in every way. Friendly, understanding staff, excellent communication, great Customer Service. Reviewed on: 24th April 2026
Daniela H's avatar
Daniela H

Easy payments

5
Easy to use for payments and transfers. Reviewed on: 24th April 2026
Olga K's avatar
Olga K

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account
Man on beach

News, guides and insight from our team

View resource hub
UK money news stories - 24 July 2024
UK money news stories - 24 July 2024
24th July 2024
Posted in Money Talks by Errolyn Smith
Your Money, Your Voice: Have your say
Your Money, Your Voice: Have your say
24th July 2024
Posted in Our insights by Errolyn Smith
Our latest research - customers see little impact of FCA's Consumer Duty one year on
Our latest research - customers see little impact of FCA's Consumer Duty one year on
24th July 2024
Posted in Our insights by Darryl Barkwill
Consumer credit awards winners 2024
Consumer credit awards winners 2024
11th July 2024
Posted in Awards by Darryl Barkwill