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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (104560 reviews)

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4.90

Based on 104,560 reviews, last reviewed 11th May 2026

2478700% increase in 5 star reviews

in the past 90 days

7350% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Amazing overall experience It enable you to build your credit score and is available to use both instore and online at may retailers as well as earning points to spend elsewhere... Read more Reviewed on: 11th May 2026

Latest lowest rating:

1

There is no money security even you dont get the... There is no money security even you dont get the item Reviewed on: 11th May 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (104560)

I like it as It’s so easy to use!

I like it as It’s so easy to use! And you get a healthy limit which makes it easier? Works with a lot a companies too? Reviewed on: 19th May 2024

Easy to apply,Easy to use,easy to control

Easy to apply,Easy to use,easy to control Reviewed on: 19th May 2024

Amazing financial resource - gives me great flexibil...

Amazing financial resource - gives me great flexibility especially with the pay pal pay in 3 option. Really easy to transfer money to friends and family and manage the account through the app. Also more secure for peace of mind. Reviewed on: 19th May 2024

A very straight forward site to use with a very grea...

A very straight forward site to use with a very great payment options fat response to querie very helpful customer service Reviewed on: 19th May 2024

I highly recommend PayPal Credit to everyone!

I highly recommend PayPal Credit to everyone! It’s incredibly convenient and easy to use. The application process was straightforward, and having the option to pay for purchases over time has been a game-changer for my finances. Excellent service and a trustworthy platform!" ! Reviewed on: 19th May 2024

Satisfied

I’m pleased with the convenience and transparency PayPal Credit offers and would recommend it to anyone looking for a flexible credit option. Reviewed on: 19th May 2024

Really good to purchase things & have time to pay...

Really good to purchase things & have time to pay Reviewed on: 19th May 2024

Highly recommended

I've never had a problem and makes making purchases a breeze. Reviewed on: 19th May 2024

Easy transparent transactions, all terms and conditi...

Easy transparent transactions, all terms and conditions are available and explained. Electronic transactions are easy and user friendly, the app is easy even for my mum. The interest rates are explained and available. Reviewed on: 19th May 2024

Apply for credit card was so easy!

Apply for credit card was so easy! I got the money instant. Pay credit card is so easy! Especially when you’re the person who is doing everything in last minute Reviewed on: 19th May 2024

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