Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181096 reviews)

View other PayPal products

4.73

Based on 181,095 reviews, last reviewed 4th Aug 2026

69% increase in 5 star reviews

in the past 90 days

105% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

PayPal value for money Excellent value and able to pay off in interest free installments Reviewed on: 4th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (181096)

Very easy to use, and the interest free period is ge...

Very easy to use, and the interest free period is generous. Reviewed on: 24th April 2026

Great at dealing with issues relating to copy

Great at dealing with issues relating to copy Reviewed on: 24th April 2026

Good easy to use, user friendly.

Good easy to use, user friendly. I have an account since 2017 never had any issues which couldn’t be resolved. Easy simple access which makes it easy to use the app Reviewed on: 24th April 2026

10/10 love paypal credit!

I can honestly say I love paypal credit! One of the biggest benefits for me is not having to use my bank card details directly on websites. Instead, I can simply use PayPal Credit, which gives me peace of mind when shopping online. Another feature I really appreciate is the flexibility it offers. Being able to spread payments over time makes it easier to manage larger purchases without feeling the immediate financial pressure. It’s especially useful for budgeting, as you can plan repayments in a way that suits you. That said, one downside is that it can take a while to get a credit limit increase. However, I actually see this as a bit of a positive too. It encourages more responsible spending and prevents you from rushing into borrowing more than you can comfortably handle. If some sites don't offer paypal credit then it mostly puts me off purchasing on that website! Reviewed on: 24th April 2026

Amazing service and offers great payment scheme

Amazing service and offers great payment scheme Reviewed on: 24th April 2026

Favourite finance tool

Never an issue with PayPal- easy to use and navigate. Great security features and an overall safe experience Reviewed on: 24th April 2026

Find this really good i

Find this really good gives you credit when you need to spreed payments out Reviewed on: 24th April 2026

I love how you can use pay in 3 or have 4 months to...

I love how you can use pay in 3 or have 4 months to pay interest free and it’s all easily managed on the app Reviewed on: 24th April 2026

Best online paying app

Always feel a sense of security when using this app to pay or transfer funds - app easy to use and the new credit card debit card facilities are amazong Reviewed on: 24th April 2026

PAYPAL CEREDIT SUPER

paypal credit super-0% costs.I place when i want Reviewed on: 24th April 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail Finance
from Novuna Personal Finance 4.73 from 173 reviews
Very Account
from Shop Direct 3.18 from 28 reviews
Retail Finance
from V12 Retail Finance 4.44 from 25 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 101259 reviews
Payments
from PayPal 4.71 from 3855 reviews
Credit card
from PayPal 4.66 from 125 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub