Smart Money People Logo

PayPal: PayPal Credit reviews

4.90
Based on 104,504 reviews, last reviewed 11th May 2026
2476100% increase in 5 star reviews
in the past 90 days
7300% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Piece of mind I've been using PayPal for quite a few years, it's so easy to use, and gives me piece of mind when buying on line Reviewed on: 11th May 2026
MRS L's avatar
MRS L

Latest lowest rating:

2

Payments and complaint issues I am not able to make payments when I am not in the UK. Also, I had to report the same issue more than 4 times before it was resolved. Reviewed on: 11th May 2026
Cindy's avatar
Cindy

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (104504)

Excellent service

5
PayPal has been a faithful financial pal over the years Reviewed on: 19th May 2024

Flexible life of 4 months interest free .

5
It is the best, gives me 4 months interest free to pay back what I owe. Makes life flexible, hence relaxing. Reviewed on: 19th May 2024

Great experience! Good customer service

5
Great experience! Good customer service Reviewed on: 19th May 2024

Extremely handy paying for things online and have us...

5
Extremely handy paying for things online and have used interest free a x3 payments which are extremely handy Reviewed on: 19th May 2024

Great, amazing, would recommend to anyone

5
Great, amazing, would recommend to anyone Reviewed on: 19th May 2024

Special gift

5
I’ve been able to buy something for my daughter that I couldn’t afford and now can pay in installments Reviewed on: 19th May 2024

PayPal is a great way to manage finances

5
PayPal is a great way to manage purchases, send money and pay for anything. Reviewed on: 19th May 2024

I've always had a great experience using PayPal Credit.

5
I've always had a great experience using PayPal Credit. I did find how payments apply to certain transactions confusing, but customer service was very helpful in clarifying that limited-time, interest-free transactions take priority with monthly payments. Reviewed on: 19th May 2024

Good tool

5
PayPal is a very good tool which sometimes relief financial pressures on you. Reviewed on: 19th May 2024

Great experience brilliant

5
Great experience to help to spread payments Reviewed on: 19th May 2024

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review