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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181096 reviews)

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4.73

Based on 181,095 reviews, last reviewed 4th Aug 2026

69% increase in 5 star reviews

in the past 90 days

105% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

PayPal value for money Excellent value and able to pay off in interest free installments Reviewed on: 4th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181096)

Paypal credit

It's easy to set up and use, app is user friendly. No issues with payments and notifications help to keep track of spending and limits. Reviewed on: 24th April 2026

I’ve had a great experience with PayPal.

I’ve had a great experience with PayPal. It’s one of the best financial services I use, offering fast transactions, strong security, and a user-friendly interface. Whether sending money, making online purchases, or managing payments, the process is smooth and efficient. I also appreciate the added security features and the confidence the platform gives when handling transactions. Reviewed on: 24th April 2026

I have used PayPal for a lot of years and never had...

I have used PayPal for a lot of years and never had one problem Reviewed on: 24th April 2026

Easy to use, can use it most places.

Easy to use, can use it most places. PW. Reviewed on: 24th April 2026

PayPal credit makes online purchasing so easy and he...

PayPal credit makes online purchasing so easy and helps me manage my finances. There’s so many different ways to pay which really suits throughout the month. It’s availability on so many websites and now in card form makes it easy to shop with grater variety and confidence Reviewed on: 24th April 2026

Amazing reliable overall the best app to use to pay...

Amazing reliable overall the best app to use to pay or send money Reviewed on: 24th April 2026

I trust PayPal. Interest free options are fantastic

I use PayPal all the time as I trust PayPal to be secure and I do not worry that my financial details will be compromised. Using the 4 months interest free is great as it helps spread the cost of purchases and helps me to budget especially for larger priced purchases. I find this and the 3 easy payments options fantastic. Reviewed on: 24th April 2026

Very happy with services provided and customer servi...

Very happy with services provided and customer service, in my experience so far, has been excellent. I like new features and services that have been added. Reviewed on: 24th April 2026

Found PayPal to be flexible and value fir money

Found PayPal to be flexible and value fir money Reviewed on: 24th April 2026

Excellent financial products and proactive service.

Excellent financial products and proactive service. Reviewed on: 24th April 2026

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