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PayPal: PayPal Credit reviews

4.90
Based on 104,324 reviews, last reviewed 11th May 2026
2468150% increase in 5 star reviews
in the past 90 days
7300% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Were helpful in helping me manage my account Were helpful in helping me manage my account Reviewed on: 11th May 2026
Debbie E's avatar
Debbie E

Latest lowest rating:

2

I’ve been a customer with PayPal maybe 20 years or m... I’ve been a customer with PayPal maybe 20 years or more never had any issues until recently I lost my debit card cancelled with my bank but must of af... Read more Reviewed on: 11th May 2026
Leah B's avatar
Leah B

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (104324)

PayPal credit is particularly useful on eBay

4
PayPal credit is particularly useful on eBay Reviewed on: 18th May 2024

Even when I have been a day or so late with my payme...

5
Even when I have been a day or so late with my payment I have not been penalized,also when I have had a dispute with supplier PayPal have been quick to refund Reviewed on: 18th May 2024

PayPal credit enables me to buy what I want whenever...

5
PayPal credit enables me to buy what I want whenever I want without waiting to save for it. Reviewed on: 18th May 2024

Recommend PayPal

5
When I’ve needed PayPal with problems they have always solved the problem great communication and very helpful in everything that I have needed from them Reviewed on: 18th May 2024

Excellent service

5
Many years all very good easy to use, quick decision Reviewed on: 18th May 2024

PayPal makes me feel secure!

4
i have always had very positive experiences with PayPal. It is extremely easy to keep track of money on PayPal credit with regular reminders and flexible payment plans. I feel so much safer using PayPal for online transactions as it adds that extra bit of protection. Reviewed on: 18th May 2024

It’s so easy to do,

5
It’s so easy to do, and you don’t need to worry about card with you Reviewed on: 18th May 2024

Amazing quick very good for online purchase

5
Amazing quick very good for online purchase Reviewed on: 18th May 2024

I have very good experience using paypal credit

5
I have very good experience using paypal credit Reviewed on: 18th May 2024

Happy customer since the beginning of PayPal

5
Provides a great service and hassle free customer service. Better than any major stream bank. Reviewed on: 18th May 2024

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Help others make smarter decisions by sharing your own experience. Write a review