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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181096 reviews)

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4.73

Based on 181,095 reviews, last reviewed 4th Aug 2026

69% increase in 5 star reviews

in the past 90 days

105% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

PayPal value for money Excellent value and able to pay off in interest free installments Reviewed on: 4th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181096)

Excellent service always.

Excellent service always prompt and thorough Reviewed on: 24th April 2026

Have used Paypal Credit for years and happy with how...

Have used Paypal Credit for years and happy with how it works. Reviewed on: 24th April 2026

CONVENIENT

I have been using PayPal for a long time.I never regret using PayPal.Very convenient. Reviewed on: 24th April 2026

Everything is just perfect.

Everything is just perfect. Perfect service. Perfect accessibility. Simply perfect! Reviewed on: 24th April 2026

Lifesaver..

Life always seems to throw curve balls just before payday and PayPal credit has been a lifesaver on many occasions. It's easy to use and easy to see your transactions and very simple to make a payment so you know where you stand. Obviously don't use it if you can't pay it off relatively easily but it's great for the purchases you need now but can plan for. Reviewed on: 24th April 2026

Usage easy

Fairly easy to use and can give some value for use Reviewed on: 24th April 2026

App easy to use.

App easy to use. Feel very secure making online payments. Had trouble with direct debit. Got through to help quickly Reviewed on: 24th April 2026

Amazing service always great deals and understanding...

Amazing service always great deals and understanding when you miss a payment Reviewed on: 24th April 2026

Used them for years started with eBay use it for eve...

Used them for years started with eBay use it for everything I can now Reviewed on: 24th April 2026

Its convenient for me.

Its convenient for me. I always get excited when paypal is one of the payment options. I am excited to try the payment cards too. Reviewed on: 24th April 2026

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