Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181096 reviews)

View other PayPal products

4.73

Based on 181,095 reviews, last reviewed 4th Aug 2026

69% increase in 5 star reviews

in the past 90 days

105% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

PayPal value for money Excellent value and able to pay off in interest free installments Reviewed on: 4th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (181096)

100% my go to lender

Can use in a variety of places and helps when I need it the most. Reviewed on: 24th April 2026

Very flexible way of paying.

Very flexible way of paying. Great service Reviewed on: 24th April 2026

Easy to use, clear process and statements, easy to m...

Easy to use, clear process and statements, easy to manage and control. I can view my current status at any point and then plan accordingly. Reviewed on: 24th April 2026

Trust paypal

I have been with paypal for many years and always found them easy to use and understand. They give plenty of options to "pay back" funds. Reviewed on: 24th April 2026

So easy to use can chose how to pay or set up mini p...

So easy to use can chose how to pay or set up mini payment plans it’s a great app to use when paying for higher price items, flights or holiday to help spread the cost - 5 star highly recommend! Reviewed on: 24th April 2026

Easy to apply, use and repay.

Easy to apply, use and repay. Options to pay over 12m or 3m Reviewed on: 24th April 2026

I have been with paypal for many years now and it ha...

I have been with paypal for many years now and it has always been the greatest experience. No issues. Everything is clear and straightforward. Overall, very happy with PayPal and will continue to use. Reviewed on: 24th April 2026

I have had good customer service and friendly helpfu...

I have had good customer service and friendly helpful staff Reviewed on: 24th April 2026

It's widely accepted by shops, and they also provide...

It's widely accepted by shops, and they also provide physical credit cards. Reviewed on: 24th April 2026

Always available for pay in 3 or pay later if I am s...

Always available for pay in 3 or pay later if I am struggling for funds. Reviewed on: 24th April 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Very Account
from Shop Direct 3.18 from 28 reviews
Retail Finance
from Close Brothers 3.17 from 12 reviews
Loan
from Snap Finance 4.82 from 370 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 101259 reviews
Payments
from PayPal 4.71 from 3855 reviews
Credit card
from PayPal 4.66 from 125 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub