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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181096 reviews)

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4.73

Based on 181,095 reviews, last reviewed 4th Aug 2026

69% increase in 5 star reviews

in the past 90 days

105% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

PayPal value for money Excellent value and able to pay off in interest free installments Reviewed on: 4th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181096)

Really good and it send you a reminder when a paymen...

Really good and it send you a reminder when a payment is due in weeks time Reviewed on: 24th April 2026

Everything runs smoothly and easy.

Everything runs smoothly and easy. Reviewed on: 24th April 2026

I like the ease in which I can use the credit.

I like the ease in which I can use the credit. Most importantly I like how I can pay it back on my terms, like lumps when I have them. Reviewed on: 24th April 2026

Easy transactions, with a nice monthly payment system

Easy transactions, with a nice monthly payment system Reviewed on: 24th April 2026

Very easy to use with good financial offers

Very easy to use with good financial offers Reviewed on: 24th April 2026

Just an easy and safe way to pay.

Just an easy and safe way to pay. Feels secure. Reviewed on: 24th April 2026

Pay way forward

Easy to set up and keep track of good experience overall Reviewed on: 24th April 2026

Excellent product and excellent customer service

Excellent product and excellent customer service Reviewed on: 24th April 2026

Easy to use app/Web page with good customer service.

Easy to use app/Web page with good customer service. Reviewed on: 24th April 2026

PayPal has been brilliant.

PayPal has been brilliant. I was able to purchase a present for my wife using the buy now pay later option. After doing that PayPal kept me notified when payments were due, and payments were taken by direct debit so it was really easy and I didn’t have to do a thing! Reviewed on: 24th April 2026

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