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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181096 reviews)

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4.73

Based on 181,095 reviews, last reviewed 4th Aug 2026

69% increase in 5 star reviews

in the past 90 days

105% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

PayPal value for money Excellent value and able to pay off in interest free installments Reviewed on: 4th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181096)

PayPal has always been an accessible and good qualit...

PayPal has always been an accessible and good quality credit provider. Features work to the benefit of the customer and language around credit is clear and void of jargon. Having been a PayPal Credit customer for the last 8 years or so, I have used the product throughout different stages in my development and have always found it and the customer service attached to be incredibly useful. Reviewed on: 24th April 2026

Don Review 2026

I find paypal credit very easy to use and flexible. The website is very user friendly and informative so you can clearly see transactions and balances. I also like the 3 installment facility. Reviewed on: 24th April 2026

Excellent service

“I’ve had an excellent experience using PayPal. The platform is secure, fast, and very easy to use for both personal and business transactions. Payments are processed smoothly, and the buyer protection gives extra peace of mind. Customer support has also been helpful whenever I needed assistance. Highly recommended for safe online payments.” Reviewed on: 24th April 2026

Good is good even if it is not good

Good is good even if it is not good Reviewed on: 24th April 2026

Simple simple

Simple and to easy to navigate . Like that they email you info. Reviewed on: 24th April 2026

Helped me out alot affordability to repay to repay e...

Helped me out alot affordability to repay to repay each month great service Reviewed on: 24th April 2026

PERFECT...

I use PayPal credit for most of my online purchases and it has been great. The APR is not so high and it’s manageable Reviewed on: 24th April 2026

Just easy to use

Very handy for booking tickets on line i can do this safely as well. You always sit down get comfy then see something and think ill have that , as pay pal is on my phone few clicks its done Reviewed on: 24th April 2026

So easy to use and manage.

So easy to use and manage. I usually use PayPal for my online orders as it offers an extra layer of protection. Reviewed on: 24th April 2026

Easy to use and manage

Easy to use and manage . Problems handled quickly and efficiently with payments Reviewed on: 24th April 2026

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