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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 104,166 reviews, last reviewed 11th May 2026
2460550% increase in 5 star reviews
in the past 90 days
7300% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Friendly helpful staff and issues (which are few) ge... Friendly helpful staff and issues (which are few) get solved fast. Reviewed on: 11th May 2026
Lee m's avatar
Lee m

Latest lowest rating:

1

Paypal enable fraudulent activity Paypal support fraudulent activity using their platform and break the law by refusing to refund fraudulent transactions, failing to investigate fraudu... Read more Reviewed on: 11th May 2026
Joel's avatar
Joel
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (104166)

lifesaver

5
Paypal always there when I need it. Reviewed on: 18th May 2024
Peter R's avatar
Peter R

Ever since I got Paypal credit, I have never been st...

5
Ever since I got Paypal credit, I have never been stranded. It’s very quick and reliable. Reviewed on: 18th May 2024
Ladispark's avatar
Ladispark

Fraudulent PayPal activity swiftly dealt with

5
Playstation account was hacked and my PayPal account was linked therefore an unauthorized purchase use was made. PayPal froze my account immediately, notified me and then refunded me after the issue was addressed. Couldn't fault this service one bit. Reviewed on: 18th May 2024
Graeme B's avatar
Graeme B

PayPal credit

5
PayPal credit is amazing it’s helped memo much with the price of stuff atm Reviewed on: 18th May 2024
Brax f's avatar
Brax f

I have found PayPal to be a convenient way to pay fo...

4
I have found PayPal to be a convenient way to pay for goods and services online. I have it linked to my Screwfix account which makes ordering and collecting items from them even faster Reviewed on: 18th May 2024
Terry W's avatar
Terry W

hassle free

5
hassle free borrowing, for emergency shopping Reviewed on: 18th May 2024
Przemek D's avatar
Przemek D

Customer service is very rude and not cooperative

4
Customer service is very rude and not cooperative Reviewed on: 18th May 2024
Gsb's avatar
Gsb

Using PayPal is easy, convenient and safe.

5
Using PayPal is easy, convenient and safe. Especially the 4 months interest free credit and pay in three is very useful!What a splendid way of spreading the costs, all in one place. Reviewed on: 18th May 2024
Susanne P's avatar
Susanne P

PayPal Credit has allowed me to buy things I usually...

5
PayPal Credit has allowed me to buy things I usually wouldn’t be able to without the money in one hit. I’m able to then pay in instalments without affecting my credit score. Reviewed on: 18th May 2024
AW's avatar
AW

Great and very handy

5
Very secure and easy to make purchases online and various options to pay back, my prefered payment method. Reviewed on: 18th May 2024
Gaz's avatar
Gaz

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