Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181098 reviews)

View other PayPal products

4.73

Based on 181,095 reviews, last reviewed 4th Aug 2026

69% increase in 5 star reviews

in the past 90 days

105% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

PayPal value for money Excellent value and able to pay off in interest free installments Reviewed on: 4th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (181098)

So easy to use and manage.

So easy to use and manage. I usually use PayPal for my online orders as it offers an extra layer of protection. Reviewed on: 24th April 2026

Easy to use and manage

Easy to use and manage . Problems handled quickly and efficiently with payments Reviewed on: 24th April 2026

Have had to request a refund before and it was dealt...

Have had to request a refund before and it was dealt with quickly. Reviewed on: 24th April 2026

So far, so good!

There's really nothing to say. It's been good so far. Service on par with comparable lenders (e.g. Klarna). Reviewed on: 24th April 2026

Easy to use, pay and keep track of.

i have found paypal very easy to use the website has just got better and better and easy to navigate. Pay Pay credit is great for bigger purchases and unlike some others easy to see what you still have to pay and pay towards it if you ever have any extra one month. Reviewed on: 24th April 2026

PayPal credit is a nice choice .

PayPal credit is a nice choice .to treat you with a product u normally won't have money in 1 go.so this helps alot .brill Reviewed on: 24th April 2026

Hassle free and easy payments , superb app to use...

Hassle free and easy payments , superb app to use Reviewed on: 24th April 2026

Easy and convenient to use.

Easy and convenient to use. Widely accepted, good interest rates and a bonus to have. Reviewed on: 24th April 2026

clearing debt should be easier.

the payment system needs to be better, you should be allowed to select credit you have and the choose where you clear debt from not you payments be directed towards the highest interest first. Reviewed on: 24th April 2026

Always reliable.

Always reliable. If problems arise, things sorted in timely manner Reviewed on: 24th April 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail Finance
from Zebra Finance 4.08 from 6 reviews
Retail Finance
from Omni Capital Retail Finance 3.99 from 4 reviews
Retail Finance
from Novuna Personal Finance 4.73 from 173 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 101259 reviews
Payments
from PayPal 4.71 from 3855 reviews
Credit card
from PayPal 4.66 from 125 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub