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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181098 reviews)

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4.73

Based on 181,095 reviews, last reviewed 4th Aug 2026

69% increase in 5 star reviews

in the past 90 days

105% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

PayPal value for money Excellent value and able to pay off in interest free installments Reviewed on: 4th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181098)

Had great experience with PayPall

Had great experience with PayPall Reviewed on: 24th April 2026

Excellent

Excellent for credit if buying a large cost item Reviewed on: 24th April 2026

Super easy to spread the cost of expensive items and...

Super easy to spread the cost of expensive items and manage your monthly expenditure.Without paypal ive got to admit i would have had to save the funds before making a purchase, paypal has given me the ability to get the items.i need, when I need them. Reviewed on: 24th April 2026

Pay in 4 is extremely useful.

Pay in 4 is extremely useful. Only complaint is the amount of time payments take to show up in thr account, sometimes its several days. Reviewed on: 24th April 2026

Probably the best platform around

Probably the best platform around Reviewed on: 24th April 2026

Great service, options that suit everyone’s needs

Great service, options that suit everyone’s needs Reviewed on: 24th April 2026

never have any issues with paypal

never have any issues with paypal Reviewed on: 24th April 2026

The service is good and the benefits are good

The service is good and the benefits are good Reviewed on: 24th April 2026

Good experience and possibility to spreading costs

Good experience and possibility to spreading costs Reviewed on: 24th April 2026

Really easy set up and easy to make secure purchases...

Really easy set up and easy to make secure purchases payments Reviewed on: 24th April 2026

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