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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181098 reviews)

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4.73

Based on 181,098 reviews, last reviewed 4th Aug 2026

63% increase in 5 star reviews

in the past 90 days

89% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

A good secure way. A good secure way. of shopping today@ Reviewed on: 4th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181098)

Helpful for Managing Purchases

My experience with PayPal Credit has been very positive. It’s easy to use, offers flexible payment options, and makes managing purchases more convenient. The platform is clear and straightforward, and payments are simple to track. Overall, it’s been a reliable and helpful way to spread the cost of purchases when needed. Reviewed on: 24th April 2026

Best credit reassurance on purchases

I use PayPal credit for most online purchases as it gives me protection and reassurance Reviewed on: 24th April 2026

Have not had any need for customer service, which is...

Have not had any need for customer service, which is a good thing as everything has been very positive so far Reviewed on: 24th April 2026

Very good finance options, love it

Very good finance options, love it Reviewed on: 24th April 2026

I enjoy PayPal, especially pay in 3

I enjoy PayPal, especially pay in 3 without. I feel that Pay pal provides a low interest rate and I am happy with it. Reviewed on: 24th April 2026

Always notified and easy to use the app

Always notified and easy to use the app Reviewed on: 24th April 2026

Very easy to use.

Very easy to use. Excellent customer service when I've needed to contact. Reviewed on: 24th April 2026

Very convenient to use, good interest-free options,...

Very convenient to use, good interest-free options, virtual & physical credit card available Reviewed on: 24th April 2026

Never disappointed.

Never disappointed. The best option I know. Never had any problems, completely professional. The best on the market. I highly recommend them. Reviewed on: 24th April 2026

PayPal is easy and safe to use, always my preferred...

PayPal is easy and safe to use, always my preferred method of payment, especially buying from a company for the first time Reviewed on: 24th April 2026

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