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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (103985 reviews)

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4.90

Based on 103,985 reviews, last reviewed 11th May 2026

2452100% increase in 5 star reviews

in the past 90 days

7250% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Service is great, considerate and friendly to custom... Service is great, considerate and friendly to customers. The interest rate is fair enough and several promotional offers for credit card usage. Reviewed on: 11th May 2026

Latest lowest rating:

1

The services is not excellent, they were days I paid... The services is not excellent, they were days I paid consistently for 2 years it has not reflect on my account statement Reviewed on: 10th May 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (103985)

PayPal credit is a pretty good service.

PayPal credit is a pretty good service. Customer services are easy to access, and because PayPal credit can be used with so many services, it really helps when you want to make a big purchase for something (e.g. a phone). One of the biggest downsides however is that the minimum payback required each month is not enough to bring the overall balance down after interest has been added. Reviewed on: 17th May 2024

Can't beat this offer, it is fantastic!

It offers three months period to pay back my card payment , instead of one month only. It makes me not to worry and allow me to pay back within 3 months. Reviewed on: 17th May 2024

PayPal Credit - Fantastic!

PayPal Credit is a fantastic utility for me, being able to have flexible payment options anywhere that accepts PayPal is such a useful tool and it really take the weight off you if you need to make any unexpected purchase Reviewed on: 17th May 2024

Never had an issue with pay pal , very reliable and...

Never had an issue with pay pal , very reliable and app is great Reviewed on: 17th May 2024

Easy to use, great offers and very simple to manage...

Easy to use, great offers and very simple to manage repayments. Reviewed on: 17th May 2024

Trusted and reliable payment service.

Trusted and reliable payment service. Reviewed on: 17th May 2024

Have always had great customer service.

Have always had great customer service. It is just so much easier using PayPal for online transactions. Let's hope that they make it to the tills one day too! Cheers. Reviewed on: 17th May 2024

Convenient and great experience allowing me to shop...

Convenient and great experience allowing me to shop easily for small or large purchases Reviewed on: 17th May 2024

Amazing Service In Difficult Situation

I will say PayPal credit is very helpful for me when the cost of living has gone so high Reviewed on: 17th May 2024

I always use PayPal credit to make purchases and spr...

I always use PayPal credit to make purchases and spread the cost with its amazing 3 months ,6 months and large amount gives 12 months interest free options.I been using PayPal for the last few years and quite happy and satisfy with its services.overall happy with using PayPal.Just one Suggestion if PayPal could offer interest free purchases for 2 years above £1000 that will be great for everyone. Thank you Reviewed on: 17th May 2024

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