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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181098 reviews)

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4.73

Based on 181,098 reviews, last reviewed 4th Aug 2026

63% increase in 5 star reviews

in the past 90 days

89% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

A good secure way. A good secure way. of shopping today@ Reviewed on: 4th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181098)

Paypal credit is a good addition to pay pal and handy.

Paypal credit is a good addition to pay pal and handy. When you get short to awards.the end of the month. Highly recommended. Reviewed on: 24th April 2026

Cost of living

Being able to easily spread costs in this current financial climate is essential and PayPal makes this easy. Reviewed on: 24th April 2026

Really life saver when in need and very easy to...

Really life saver when in need and very easy to access Reviewed on: 24th April 2026

Recent dispute with a company PayPal sorted a refund...

Recent dispute with a company PayPal sorted a refund swiftly Reviewed on: 24th April 2026

I’ve had a good experience using the PayPal app over...

I’ve had a good experience using the PayPal app overall. It’s convenient for sending and receiving money, checking transactions, and managing payments in one place. The interface is generally easy to navigate, and I like how quickly I can make payments or transfer funds when needed. Security features also give some peace of mind. There can be occasional delays or minor glitches, and some features could be a bit more streamlined, but overall it’s a reliable app for everyday use and online payments. A solid option if you want a trusted payment platform. Reviewed on: 24th April 2026

Fantastic

You know exactly where you are easy to keep track Reviewed on: 24th April 2026

Pay in 3 is so easy to use and takes the strain out...

Pay in 3 is so easy to use and takes the strain out of those emergency purchase needs. Reviewed on: 24th April 2026

Shop Smarter, Safer, and Stress-Free with PayPal

I’ve been using PayPal for online shopping and honestly, it’s made everything so much easier. The whole process is simple and straightforward, which really matters to me—especially as someone with a condition that affects my memory. I don’t have to remember loads of details or go through complicated steps every time I want to buy something. What I really appreciate is the sense of safety it provides. If anything goes wrong with a purchase, I know there’s protection in place, which gives me real peace of mind. That reassurance makes a big difference when shopping online. Another huge benefit is being able to spread payments over longer plans when I need something quickly. The flexibility really helps, and in many cases the plans are actually better than what some retailers offer themselves. Overall, PayPal has made online shopping quicker, safer, more flexible, and far less stressful. It’s a tool I rely on and would definitely recommend to others looking for an easy and secure way to shop. Reviewed on: 24th April 2026

Easy to use, good app.

Easy to use, good app. Good customer service Reviewed on: 24th April 2026

Very easy to use Helpful in interest free payments.

Very easy to use Helpful in interest free payments. Love it! Get it a 2 years ago and always help my dreams come true! Love it,Love it, Love it! Reviewed on: 24th April 2026

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