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PayPal: PayPal Credit reviews

4.90
Based on 103,950 reviews, last reviewed 11th May 2026
2450500% increase in 5 star reviews
in the past 90 days
7250% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Never thought about PayPal credit card as an option I never thought about PayPal credit until I reached an online checkout and there was the option to apply. In minutes, I was accepted and paid using th... Read more Reviewed on: 11th May 2026
Lloyd G's avatar
Lloyd G

Latest lowest rating:

1

The services is not excellent, they were days I paid... The services is not excellent, they were days I paid consistently for 2 years it has not reflect on my account statement Reviewed on: 10th May 2026
Stella N's avatar
Stella N

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (103950)

Safe and secure

5
Safe and secure transactions specially when you don't want to share bank details, and the speed is a bonus. Reviewed on: 17th May 2024

Reliable service

5
PayPal is a credible service, with easy excess, easy to understand and use. Trustworthy. Their customer service if you have any issues is quick resolving. Reviewed on: 17th May 2024

Very good but statements are a mess

5
Very good but statements are a mess Reviewed on: 17th May 2024

They are quick to transfer money also saves giving o...

5
They are quick to transfer money also saves giving out bank details to companies or persons unknown Reviewed on: 17th May 2024

It's been very easy and stress free using PayPal cre...

5
It's been very easy and stress free using PayPal credit. So helpful. Reviewed on: 17th May 2024

so easy ro use and manage all accounts

5
so easy ro use and manage all accounts Reviewed on: 17th May 2024

I had a technical issue with PayPal credit last mont...

5
I had a technical issue with PayPal credit last month and I had to make a few calls to customer services for some help to sort out the issue. They were so understanding and helpful in getting everything sorted for me so quickly. Great customer service very impressed. Reviewed on: 17th May 2024

I have had an excellent experience with PayPal credi...

5
I have had an excellent experience with PayPal credit, this has been a lifesaver for me and I will definitely recommend it to everyone Reviewed on: 17th May 2024

pay in 3.

5
The pay in 3 facility helps spread the load on those bigger purchases with no interest! Reviewed on: 17th May 2024

PayPal is amazing,and very prompt in their Services

5
PayPal is amazing,and very prompt in their Services Reviewed on: 17th May 2024

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Help others make smarter decisions by sharing your own experience. Write a review