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PayPal: PayPal Credit reviews

4.73
Based on 181,098 reviews, last reviewed 4th Aug 2026
63% increase in 5 star reviews
in the past 90 days
89% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

A good secure way. A good secure way. of shopping today@ Reviewed on: 4th August 2026
Michael Buckley's avatar
Michael Buckley

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181098)

Excellent and especially

5
standoutIt helped me a lot to organize my financess Reviewed on: 24th April 2026

Fabulous EExcellenty Amazing only draw back is no vi...

5
Fabulous EExcellenty Amazing only draw back is no virtual card Reviewed on: 24th April 2026

Have fun AND be sensible? Like a grown up?

5
This format allows for sensible decisions to be made about managing purchases, whether out of the blue travel choices or planned household necessities that if purchased in full might annoy the bank manager! Lol x Reviewed on: 24th April 2026

Great experience.

5
Using PayPal is a smooth and seamless experience. Also great and accessible financing options if you need them. Reviewed on: 24th April 2026

professional

5
The customer service team are very professional in their approach and ready to resolve any issues raised Reviewed on: 24th April 2026

Great customer service.

5
Great customer service. Good rates of interest. Plenty of interest free deals. Pay in three etc. Reviewed on: 24th April 2026

Easy to use service.

4
Easy to use service. Had no problems an easy to access at most checkouts. Reviewed on: 24th April 2026

Helpful service

5
Been very helpful when needed easy to use there if you need it used many times. Reviewed on: 24th April 2026

Amazing and simple interface, highly recommended.

5
Amazing and simple interface, highly recommended. Reviewed on: 24th April 2026

Love the ease of use and pay in 3 system!

5
Love the ease of use and pay in 3 system!!! Reviewed on: 24th April 2026

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