Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181098 reviews)

View other PayPal products

4.73

Based on 181,098 reviews, last reviewed 4th Aug 2026

63% increase in 5 star reviews

in the past 90 days

89% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

A good secure way. A good secure way. of shopping today@ Reviewed on: 4th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (181098)

PayPal credit is easy to use with great perks!

PayPal credit is easy to use with great perks! It allows me to purchase items and holidays with a 4 month window to pay! Thank you! Reviewed on: 24th April 2026

Very easy to use and very helpfull

Very easy to use and very helpfull Reviewed on: 24th April 2026

PayPal always sorts any issues that you may have, ne...

PayPal always sorts any issues that you may have, never had a bad experience Reviewed on: 24th April 2026

Its great you are able to spread costs across 3 mont...

Its great you are able to spread costs across 3 months with no interest and also be to pay for easily. I have been a customer for quite some time and enjoy using paypal for ease and safety. Reviewed on: 24th April 2026

100% recommend

I use PayPal mainly for online transactions. PayPal is easy and fair on what it offers ie pay in 3 and 0% interest on purchases upto 4 month. 100% recommend Reviewed on: 24th April 2026

Easy to use.

Easy to use. Great app. Secure for all purchases. Would highly recommend Reviewed on: 24th April 2026

Easy to use and reliable account

Easy to use and reliable account Reviewed on: 24th April 2026

Easy, simple, no communication needed

Easy, simple, no communication needed Reviewed on: 24th April 2026

Always use paypal, safe, secure and fast!

Always use paypal, safe, secure and fast!! Reviewed on: 24th April 2026

Dianne pearson

Always there to help great service cant do enough for you Reviewed on: 24th April 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail Finance
from Zebra Finance 4.08 from 6 reviews
Retail Finance
from Novuna Personal Finance 4.73 from 173 reviews
Very Account
from Shop Direct 3.18 from 28 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 101259 reviews
Payments
from PayPal 4.71 from 3855 reviews
Credit card
from PayPal 4.66 from 125 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub