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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (103903 reviews)

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4.90

Based on 103,903 reviews, last reviewed 11th May 2026

2448350% increase in 5 star reviews

in the past 90 days

7250% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

PayPal Credit is easy to use with clear payment opti... PayPal Credit is easy to use with clear payment options and helpful reminders. Pay in 3 is a brilliant way to spread payments interest-free and budge... Read more Reviewed on: 11th May 2026

Latest lowest rating:

1

The services is not excellent, they were days I paid... The services is not excellent, they were days I paid consistently for 2 years it has not reflect on my account statement Reviewed on: 10th May 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (103903)

Very prompt service, easy-to-use

Very prompt service, easy-to-use Reviewed on: 17th May 2024

I liked PayPal crest, so easy to use

I liked PayPal crest, so easy to use Reviewed on: 17th May 2024

PayPal has helped me get most of my stuffs through P...

PayPal has helped me get most of my stuffs through PayPal credit, very reliable and helpful ar the time of need . I am so happy I have PayPal credit as back up .I couldn't get most of what I got without PayPal credit . Thank you PayPal. Reviewed on: 17th May 2024

PayPal is reliable and flexible.

PayPal is reliable and flexible. Good customer team and services Reviewed on: 17th May 2024

Super smooth process each and every time.

Super smooth process each and every time. No faffing about looking for 3 digit security number. A couple of clicks and the order is confirmed, super smooth & simples Reviewed on: 17th May 2024

Lacking in ways to increase offer to increase paypal...

Lacking in ways to increase offer to increase paypal credit been doing well on my paypal credit for last few years and got good credit score so why? Reviewed on: 17th May 2024

It’s a flexible and reasonable way to borrow money.

It’s a flexible and reasonable way to borrow money. Reviewed on: 17th May 2024

I've had a generally positive experience with PayPal...

I've had a generally positive experience with PayPal over the years. The platform's ease of use is one of its most significant advantages. Signing up was straightforward, and linking my bank account and credit cards was quick and hassle-free. PayPal's user interface is intuitive, making it simple to navigate through transactions, send money, or request payments.One of the highlights of using PayPal is its widespread acceptance. I've used it for online shopping on various e-commerce sites, paying for services, and even transferring money to friends and family both domestically and internationally. The transaction process is typically smooth, and I appreciate the security measures in place, such as email confirmations and two-factor authentication, which provide an added layer of protection against fraud.Another positive aspect is the buyer protection policy. On a few occasions, I encountered issues with purchases, and PayPal's dispute resolution process was efficient and user-friendly. I was able to get refunds without much hassle, which bolstered my confidence in using the platform for online transactions.Customer support, while sometimes slow, has generally been helpful when I've had questions or issues. Overall, PayPal has been a reliable and convenient tool for managing both personal and business finances online, making digital transactions simpler and more secure. Reviewed on: 17th May 2024

Very easy and simply to use and deal with any proble...

Very easy and simply to use and deal with any problems I very highly recommend service Reviewed on: 17th May 2024

Good .it's nice

Good .it's niceYou can do many things and save some money Reviewed on: 17th May 2024

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