Smart Money People Logo

PayPal: PayPal Credit reviews

4.90
Based on 103,888 reviews, last reviewed 11th May 2026
2447750% increase in 5 star reviews
in the past 90 days
7250% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Paypal Credit Simple, easy to use, flexible in everything, solves all questions clearly and concisely. Reviewed on: 11th May 2026
LINH NGUYEN's avatar
LINH NGUYEN

Latest lowest rating:

1

The services is not excellent, they were days I paid... The services is not excellent, they were days I paid consistently for 2 years it has not reflect on my account statement Reviewed on: 10th May 2026
Stella N's avatar
Stella N

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (103888)

Always ready with new ideas.

5
Always ready with new ideas. The pay in three is excellent use it when I can Reviewed on: 17th May 2024

Easy to use tool for payments and easy to manage

5
Easy to use tool for payments and easy to manage Reviewed on: 17th May 2024

I love the pay pal pay in 3 and also credit is very...

5
I love the pay pal pay in 3 and also credit is very useful but addictive Reviewed on: 17th May 2024

Best customer service by a mile!

5
Customer service always at the ready to help any time any day :) Reviewed on: 17th May 2024

Clear fast and efficient service

5
Clear fast and efficient service received from PayPal credit, no hidden costs great customer service and decent if any interest rates on credit amount, would recommend to friends and family Reviewed on: 17th May 2024

It's amazing and really easy to use.

5
It's amazing and really easy to use. It saves you when you don't know you need saving. Reviewed on: 17th May 2024

Good experience I have all through.

5
Good experience I have all through. Paypal have helped me alot Reviewed on: 17th May 2024

Always someone to help when needed gives u plenty of...

5
Always someone to help when needed gives u plenty off time to pay and always remind you off your payment coming up Reviewed on: 17th May 2024

Loyal PayPal Customer

5
I’ve used PayPal for many years and they have always been very helpful should I have a problem. The app is so easy to use and makes the whole process so much more pleasurable. Reviewed on: 17th May 2024

I can buy with confidence online using PayPal.

5
I can buy with confidence online using PayPal. The credit options are easy to use Reviewed on: 17th May 2024

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review