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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181098 reviews)

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4.73

Based on 181,098 reviews, last reviewed 4th Aug 2026

63% increase in 5 star reviews

in the past 90 days

89% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

A good secure way. A good secure way. of shopping today@ Reviewed on: 4th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181098)

PayPal credit is a life saver

I have been using PayPal credit for years and it's been nothing but amazing Reviewed on: 24th April 2026

Excellent service all round

Excellent service all round. Easy to use. Reviewed on: 24th April 2026

Quality service

Paypal has always been fantastic and reliable Reviewed on: 24th April 2026

Easy , no fuss !

Easy , no fuss ! I was pleasantly surprised to see how handy and helpful is to set up a PayPal credit account! Reviewed on: 24th April 2026

Paypal was very good and helpful to my everyday fina...

Paypal was very good and helpful to my everyday finance living Reviewed on: 24th April 2026

Great Customer Service and Flexible Payment Options

PayPal offers excellent customer service, especially when you raise an issue—they are quick and helpful in resolving problems. The “Pay in 3” option is very convenient and easy to use. I also appreciate the frequent credit offers, often including 4 months or more with no payment fees, which adds flexibility when managing purchases. Reviewed on: 24th April 2026

Nice experience, easy to use , good reminder system...

Nice experience, easy to use , good reminder system , great solution when you like to spread cost , I think one o the best on the market can be use in a lot of different platforms , highly recommended Reviewed on: 24th April 2026

I feel protected using Paypal.

I feel protected using Paypal. Quick easy apps. Brilliant customer service everything is spot on Reviewed on: 24th April 2026

Always have a positive responses.

Always have a positive responses. Great service Reviewed on: 24th April 2026

Trustworthy payment mode with peace of mind.

I’ve been using PayPal for a while now, and it’s been really reliable. Sending and receiving money is quick and straightforward, and I like how secure it feels, especially when buying from new sellers. The app is easy to use, and everything just works without much hassle. Fees can be a bit high sometimes, but overall it’s a service I trust and use regularly. Reviewed on: 24th April 2026

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