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PayPal: PayPal Credit reviews

4.73
Based on 181,098 reviews, last reviewed 4th Aug 2026
63% increase in 5 star reviews
in the past 90 days
89% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

A good secure way. A good secure way. of shopping today@ Reviewed on: 4th August 2026
Michael Buckley's avatar
Michael Buckley

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181099)

Trustworthy payment mode with peace of mind.

5
I’ve been using PayPal for a while now, and it’s been really reliable. Sending and receiving money is quick and straightforward, and I like how secure it feels, especially when buying from new sellers. The app is easy to use, and everything just works without much hassle. Fees can be a bit high sometimes, but overall it’s a service I trust and use regularly. Reviewed on: 24th April 2026

Very easy to use and great customer service

5
Very easy to use and great customer service Reviewed on: 24th April 2026

Easy and Reliable

5
I can always count on Paypal in all of my money transactions- safe, easy and reliable! Reviewed on: 24th April 2026

Very convenient way of spreading payments and paying...

5
Very convenient way of spreading payments and paying with confidence Reviewed on: 24th April 2026

I’ve had such a positive experience

5
I’ve had such a positive experience, PayPal credit is reliable, flexible and easy to set up and re-pay Reviewed on: 24th April 2026

Excellent service

5
Great service, never have any problems with PayPal. Reviewed on: 24th April 2026

Consistently easy purchasing with a reputable servic...

5
Consistently easy purchasing with a reputable service provider. Reviewed on: 24th April 2026

PayPal is so easy to use/navigate.

5
PayPal is so easy to use/navigate. It’s always my first choice of payment when shopping online. Any problems/issues and they’re on hand to help out. Really can’t say enough 5 star from me Reviewed on: 24th April 2026

Manage your money

5
The pay in 3 and interest free credit is great as long as you stay on top of it and manage your money Reviewed on: 24th April 2026

good service with interest free options

5
good service with interest free options Reviewed on: 24th April 2026

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