Smart Money People Logo

PayPal: PayPal Credit reviews

4.90
Based on 103,874 reviews, last reviewed 11th May 2026
2447100% increase in 5 star reviews
in the past 90 days
7250% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Paypal helped me to pay for some much stuff when I n... Paypal helped me to pay for some much stuff when I needed it ASAP, one of the best helps i’ve had it was when my grandfather dies and I had to by quic... Read more Reviewed on: 11th May 2026
Viktorija R's avatar
Viktorija R

Latest lowest rating:

1

The services is not excellent, they were days I paid... The services is not excellent, they were days I paid consistently for 2 years it has not reflect on my account statement Reviewed on: 10th May 2026
Stella N's avatar
Stella N

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (103874)

Never had issues with PayPal.

5
Never had issues with PayPal. Always easy to use Reviewed on: 17th May 2024

The best

5
Never had any issues using it and it's very convenient Reviewed on: 17th May 2024

Amazing experience

5
Amazing experience so far I’m using it for years now. Give me the opportunity to buy new things, and spread the cost of it. Reviewed on: 17th May 2024

I've been using PayPal for several years now, and I...

5
I've been using PayPal for several years now, and I am extremely happy with their service. The platform is incredibly user-friendly, making it easy to send and receive money both domestically and internationally. The security measures are top-notch, which gives me peace of mind knowing my financial information is well-protected. One of the standout features for me is the Buyer Protection program, which has come in handy a couple of times when purchases didn't go as planned. Their customer service has always been responsive and helpful whenever I've had a question or an issue. Additionally, the integration with various online retailers and service providers makes PayPal a convenient payment option for everyday transactions. The mobile app is also very well-designed, allowing me to manage my finances on the go seamlessly. Overall, PayPal has consistently provided reliable and secure financial services, and I would highly recommend it to anyone looking for a versatile and trustworthy payment platform. Reviewed on: 17th May 2024

I enjoy using PayPal credit and it one of the best c...

4
I enjoy using PayPal credit and it one of the best credit option in the market Reviewed on: 17th May 2024

PayPal are great to deal with I have done a few paym...

5
PayPal are great to deal with I have done a few payments through them and never any problems Reviewed on: 17th May 2024

Excellent

5
We used PayPal credit a lot when we moved into our new house. Thanks to Paypal we were able to furnish our home without putting ourselves through a financial struggle. Reviewed on: 17th May 2024

Easy with no faff.

5
Great, it was easy to process from beginning to end and with good promotion. Reviewed on: 17th May 2024

A simple and flexible way to spread the cost of purc...

5
A simple and flexible way to spread the cost of purchases, whether with Paypal credit to repay over 4 months or the pay in 3 makes things more affordable or accessible. Reviewed on: 17th May 2024

Enabled me to budget for larger items and obtain goo...

5
Enabled me to budget for larger items and obtain goods at bargain prices . Bought a Dyson air wrap at a brilliant price and saved £200 because I could use PayPal credit. Spreading the cost made finances so much easier Reviewed on: 17th May 2024

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review