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PayPal: PayPal Credit reviews

4.73
Based on 181,098 reviews, last reviewed 4th Aug 2026
63% increase in 5 star reviews
in the past 90 days
89% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

A good secure way. A good secure way. of shopping today@ Reviewed on: 4th August 2026
Michael Buckley's avatar
Michael Buckley

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181099)

Safer way to pay.

5
Safer way to pay. Great customer services. Reviewed on: 24th April 2026

It's an excellent service and everyone is very kind...

5
It's an excellent service and everyone is very kind when you need help. Reviewed on: 24th April 2026

A Trustworthy Company

5
I feel safe carrying out transactions through PayPal, I have used PayPal for a long time now and find it a very good tool to have, the fact I can spread my purchases out over different periods makes life a lot easier A Trust worthy Reviewed on: 24th April 2026

Pay Pal Number 1 online payment service

5
I have used PayPal for over 20 years since I started shopping on eBay it’s my 1st choice for online buying Reviewed on: 24th April 2026

Good credit offer.

5
Good credit offer. Always the best Reviewed on: 24th April 2026

Smartest

5
Very good to use very smart. Can do better for example asking for increase credit Reviewed on: 24th April 2026

Great PayPal

5
Good customer service and great way to pay over time Reviewed on: 24th April 2026

Safe & Secure!

5
Easy to use, easy to get issues resolved and most importantly, it’s the safest way to buy using PayPal! Reviewed on: 24th April 2026

PayPal experience

5
I always used PayPal for my online transactions for security and pace of mind. Reviewed on: 24th April 2026

Really love how easy it is to use.

5
Really love how easy it is to use. Have it linked to my gpay wallet and its ready when needed Reviewed on: 24th April 2026

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