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PayPal: PayPal Credit reviews

4.90
Based on 103,851 reviews, last reviewed 11th May 2026
2446000% increase in 5 star reviews
in the past 90 days
7250% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

It was easy to set up and use. It was easy to set up and use. It’s easy to make extra payments and set up a direct debit for repayments. Reviewed on: 11th May 2026
lynne m's avatar
lynne m

Latest lowest rating:

1

The services is not excellent, they were days I paid... The services is not excellent, they were days I paid consistently for 2 years it has not reflect on my account statement Reviewed on: 10th May 2026
Stella N's avatar
Stella N

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (103851)

Always my go to option

5
Always my go to option, secure and perfect for everyday use! Reviewed on: 17th May 2024

Excellent service.

5
Excellent service. Easy and safe to use. Excellent help when needed and easily use Reviewed on: 17th May 2024

Customer service was excellent

5
Customer service was excellent sorted my issue without any further delays Reviewed on: 17th May 2024

Always fast and easy.

5
Always fast and easy. Any issues get sorted quickly! Reviewed on: 17th May 2024

Pay pal is great when I really need something an can...

5
Pay pal is great when I really need something an can pay it off Reviewed on: 17th May 2024

Great and easy to use service

5
Great and easy to use, very simple steps to receive or pay money through PayPal Reviewed on: 17th May 2024

I find PayPal very handy and easy to use.

5
I find PayPal very handy and easy to use. I use PayPal credit regularly, never had a problem . It’s my go to for credit when buying online. Reviewed on: 17th May 2024

Ease of use, no hassle.

5
Ease of use, no hassle. It gives you options to choose from and have many outlets one can use it. It has the international flavour too. I will definitely recommend it to friends and family. Reviewed on: 17th May 2024

PayPal very easy to use and feels secure

5
PayPal very easy to use and feels secure Reviewed on: 17th May 2024

Just perfect as always .

5
Just perfect as always . Easy to use. Reviewed on: 17th May 2024

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